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3845 Indian River Dr, Cocoa, FL 32926 Property Records

Brevard County property record for 3845 Indian River Dr, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 2001
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$383,300 (Oct 2016)
Tax Bill$5,003 (2025)
Deeds & MortgagesAug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN24-36-05-00-15

Property Details

APN / Parcel Number

Primary APN24-36-05-00-15
Alternative APNs
  • 24-36-05-00-00015.0-0000.00
  • 2410667

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2012
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions125 ft deep x 100 ft wide
View / LotRiver
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area240 sqft
Deck Area500 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2410667
Street Address3845 INDIAN RIVER DR
CityCOCOA
StateFL
Zip32926-5939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionPT OF GOVT LOT 1 AS DES IN ORB 1825 PG 685
Legal Range36E
Legal Township24S
Legal Section05
Legal SubdivisionACREAGE
Legal Block15
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1002
Census Tract62112

Owner

3845 Indian River Dr is owned and occupied by two individuals who bought it in October 2016.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3845 INDIAN RIVER DR, COCOA, FL 32926-5939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2016 · Amount on File
Deed SaleOct 17, 2016 · Amount on File
Prior SaleOct 13, 2016 · Amount on File
Deed Document Number2016201473
Deed Book / Page7731 / 1304
Record UpdatedSep 20, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address3845 INDIAN RIVER DR, COCOA, FL 32926-5939
Document Number0088350010
Instrument DateAug 1, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3845 INDIAN RIVER DR COCOA FL 329265939, COCOA, FL 32926-5939

Mortgage

Document Number0088350010
DateAug 25, 2020
Book Page008835/000010
Instrument183109
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
AmountAmount on Record
Term324 Months
DueAug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3845 Indian River Dr was $5,003 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,000 (+2.7%)$556,550 (+0.37%)
2025$5,003.00 Homeowner's exemption$390,460$554,520 Land $361,000 Building $193,520
2023$4,714.00 (+6.82%) Homeowner's exemption$368,410 (+3%)$558,620 (+16.51%) Land $306,600 Building $252,020
2022$4,413.00 Homeowner's exemption$357,680$479,480 Land $306,600 Building $172,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3845 Indian River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims7 (2016–2025)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3845 Indian River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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