3845 Hwy 87, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3845 Hwy 87, Navarre, FL 32566

Property Summary

Property TypeVacant Land
Lot Size1.46 acres (63,990 sqft)
Owner2 Individual Names on Record
Tax Bill$1,397 (2024)
Flood ZoneZone AE (high risk)
APN01-2S-27-0000-06000-0000

Property Details

APN / Parcel Number

Primary APN01-2S-27-0000-06000-0000
Alternative APN
  • S272010000060000000

Exterior

Lot Area63,990 sqft (1.46 acres)
Lot Dimensions400 ft deep x 160 ft wide
PorchPorch
Porch Area168 sqft

Location & Zoning

Street Address3845 HIGHWAY 87
CityNAVARRE
StateFL
Zip32566-9529
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR1
Legal DescriptionE 171 FT OF SEC LYING S OF SR #87 AS DES IN OR 2936 PG 2002 & OR 3315 PG 508
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1220
Census Tract10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3586 GINGER LN, NAVARRE, FL 32566-9616
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 20, 2013
Transfer Doc0033150508
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,312 (-) Land $125,312$125,312 (-) Land $125,312
2024$1,397.00 (+3.25%)$125,312 (-) Land $125,312$125,312 (-) Land $125,312
2023$1,353.00 (+8.76%)$125,312 (+1%) Land $125,312$125,312 (+1%) Land $125,312
2022$1,244.00$113,920$113,920 Land $113,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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