Black Hawk County property record for 3845 Gilbertville Rd, Waterloo, IA 50701
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,584 sqft · built 1990 |
| Lot Size | 41 acres (1,789,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Jul 2024) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Oct 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 8812-10-326-005 |
| Primary APN | 8812-10-326-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,584 sqft |
| Finished Basement | 1,000 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,789,009 sqft (41 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 100 sqft |
| Patio Area | 144 sqft |
| Granary | Granary |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 8812-10-326-005 |
|---|---|
| Street Address | 3845 GILBERTVILLE RD |
| City | WATERLOO |
| State | IA |
| Zip | 50701-9162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PART SW 1/4 & S 1/2 NW 1/4 SEC 10 T 88 R 12 BEG AT NE COR SW 1/4 TH S ALONG E LINE SAID SW 1/4 1650.08 FT TH N 64 DEG 46 MIN |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3935 GILBERTVILLE RD, WATERLOO, IA 50701-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Deed Document Number | 202416967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 21, 2024 |
| Property Address | 3845 GILBERTVILLE RD, WATERLOO, IA 50701-9162 |
| Document Number | 0202422125 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 2024-22125 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3845 GILBERTVILLE RD, WATERLOO, IA 50701-9162 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,584.00 Homeowner's exemption | $387,370 (+13.06%) Land $51,420 Building $335,950 | $387,370 (+11.63%) Land $51,420 Building $335,950 |
| 2024 | $4,584.00 (+26.28%) | ||
| 2023 | $342,630 (+34.29%) Land $37,120 Building $305,510 | $347,020 (+34.15%) | |
| 2022 | $3,630.00 Homeowner's exemption Additional exemption filed | $255,150 Land $31,140 Building $224,010 | |
| 2021 | $258,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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