3845 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3845 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3 ba · 1,980 sqft · built 1981
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2018)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02015206`

Property Details

APN / Parcel Number

Primary APN	`13-02015206`
Alternative APN	`02015206`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	720 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02015206
Street Address	3845 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4765
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 8
Legal Subdivision	GARRETT FOREST
Legal Block	4
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3845 FERRARA DR, SILVER SPRING, MD 20906-4765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Dec 26, 2002 · Amount on Record
Deed Book / Page	56884 / 435
Last Transfer Date	Apr 4, 2025
Record Updated	Sep 20, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2018
Property Address	3845 FERRARA DR, SILVER SPRING, MD 20906-4765
Document Number	0568840435
Book / Page	056884 / 000435
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3845 FERRARA DR SILVER SPRING MD 209064765, SILVER SPRING, MD 20906-4765

Mortgage

Document Number	568840443
Date	Nov 16, 2018
Book Page	056884/000443

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,300 (+7%)	$459,500 (-) Land $160,000 Building $299,500
2025	$5,241.00 (+41.42%)	$403,100 (+10.15%)	$459,500 (+22.57%) Land $160,000 Building $299,500
2023		$365,967	$374,900 Land $160,000 Building $214,900
2022	$3,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20