Vilas County property record for 3845 Chain O Lakes Rd, Eagle River, WI 54521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,319 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-247 |
| Primary APN | 26-247 |
|---|---|
| Alternative APN |
|
| Lot Area | 55,757 sqft (1.28 acres) |
|---|
| Street Address | 3845 CHAIN O LAKES RD |
|---|---|
| City | EAGLE RIVER |
| State | WI |
| Zip | 54521-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT GOVT LOT 9 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950201 |
3845 Chain O Lakes Rd is owned and occupied by an individual.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3845 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREAT NORTH BANK |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit GREAT NORTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 3845 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3845 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8804 |
| Document Number | 0000598745 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 598745 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, WI 54121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 22, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 3845 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000598746 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 598746 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, WI 54121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3845 Chain O Lakes Rd was $3,319.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Washington Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,319.00 | $524,900 Land $350,000 Building $174,900 |
| 2023 | $3,386.00 | $524,900 Land $350,000 Building $174,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3845 Chain O Lakes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3845 Chain O Lakes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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