3845 Carnegie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3845 Carnegie Dr, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1991
Square Footage2,420 sqft Living Area
Lot Size6,824 sqft (0.157 acres)
OccupancyOwner Occupied
Last Sale$1,104,500 (2023)
Tax Bill$12,887.00 (2025)

Property Details

APN / Parcel Number

Primary APN162-560-53-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,420 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area6,824 sqft (0.157 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3845 CARNEGIE DR
CityOCEANSIDE
StateCA
Zip92056-6323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 515 TR 012450
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract012450
Legal Block1
Legal Lot Number515
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1003
Census Tract18516

Owner

Source: San Diego County records · APN 162-560-53-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Intrafamily Transfer, Transfer
Jun 23, 2023Grant Deed, Transfer · Conventional Mortgage
BARRETT FINANCIAL GROUP LLC
Feb 04, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
MISSION FCU
Jan 28, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 08, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 24, 2017Intrafamily Transfer, Transfer · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 12, 2017Grant Deed, Transfer · Veterans Administration Mortgage
PURE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleOct 24, 2017
Deed Doc Number2023165344
Prior Transfer DateJun 27, 1995
Prior Transfer Doc0000020241
Record RefreshedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 18, 2025
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Document Number0000324665
Map ReferenceMAP 12450
Instrument DateNov 17, 2025
Instrument2025-0324665
Transaction TypeTransfer
Record UpdatedDec 01, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2023
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Document Number0000165344
Map ReferenceMAP 12450
Instrument DateJun 07, 2023
Instrument2023-0165344
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

Mortgage

Document Number0000165345
DateJun 23, 2023
Instrument2023-0165345
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Transaction TypeMortgage
Record UpdatedFeb 14, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

Mortgage

Document Number0000053905
DateFeb 04, 2022
Instrument2022-0053905
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043839
DateJan 28, 2020
Instrument2020-0043839
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

Mortgage

Document Number0000015077
DateJan 08, 2021
Instrument2021-0015077
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2017
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Document Number0000494880
Map ReferenceMAP12450
Instrument DateOct 12, 2017
Instrument2017-0494880
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

Mortgage

Document Number0000494881
DateOct 24, 2017
Instrument2017-0494881
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2017
Property Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323
Document Number0000019684
Map ReferenceMAP12450
Instrument DateDec 09, 2016
Instrument2017-0019684
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3845 CARNEGIE DR, OCEANSIDE, CA 92056-6323

Mortgage

Document Number0000019685
DateJan 12, 2017
Instrument2017-0019685
Lender
NamePURE MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,171,601 (+2%) Land $848,966 Building $322,635
2025$12,887.00 (+138.3%)$1,148,629 (+77.84%) Land $832,320 Building $316,309
2023$5,408.00 (-0.11%)$645,881 (+2%) Land $428,517 Building $217,364
2022$5,414.00$633,217 Land $420,115 Building $213,102

Flood & Wildfire

3845 Carnegie Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carnegie Dr

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