3845 47th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 3845 47th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 2004
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2005)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-22-00003-0040-00012.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-22-00003-0040-00012.0`
Alternative APN	`47669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	96 ft deep x 64 ft wide
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	572 sqft
Porch	Open Porch
Porch Area	128 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	47669
Street Address	3845 47TH ST
City	VERO BEACH
State	FL
Zip	32967-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LORD CALVERT ESTATES SUB BLK 4 LOT 12 PBI 5-57
Legal Range	39
Legal Township	32
Legal Section	22
Legal Subdivision	LORD CALVERT ESTATES
Legal Block	4
Legal Lot Number	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1026
Census Tract	50303

Owner

3845 47th St is owned and occupied by an individual who bought it in March 2005.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3845 47TH ST, VERO BEACH, FL 32967-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2005 · Amount on File
Deed Sale	Mar 28, 2005 · Amount on File
Deed Document Number	1631007
Deed Book / Page	1851 / 2047
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3845 47TH ST, VERO BEACH, FL 32967-1145
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 47TH ST, VERO BEACH, FL 32967-1145

Mortgage

Document Number	0034620242
Date	Sep 9, 2021
Book Page	3462/242
Instrument	3120210063568

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3845 47th St was $1,004.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00	$81,185	$190,288 Land $18,659 Building $171,629
2023	$709.00 (+3.5%)	$76,440 (+3%)	$181,511 (+17.41%) Land $17,326 Building $164,185
2022	$685.00	$74,214	$154,596 Land $14,661 Building $139,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3845 47th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3845 47th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20