3845 10th Ave SW, Rochester, MN 55902 Property Records

Olmsted County property record for 3845 10th Ave SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 844 sqft · built 1988
Lot Size	0.195 acres (8,494 sqft)
Owner	Company Name on File
Last Sale	$266,000 (Sep 2021)
Tax Bill	$3,908 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64.23.33.025151`

Property Details

APN / Parcel Number

Primary APN	`64.23.33.025151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	844 sqft Living Area
1st Floor Area	844 sqft
Basement Area	816 sqft
Finished Basement	734 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	115 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3845 10TH AVE SW
City	ROCHESTER
State	MN
Zip	55902-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-106 RANGE-014 WILLOW HILLS 2ND SUB LOT-005 BLOCK-003 LOT 5 BLK 3
Legal Range	14
Legal Township	106
Legal Section	23
Legal Subdivision	WILLOW HILLS 2ND SUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	1202

Owner

3845 10th Ave SW is owned by a company that bought it in September 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	835 10 1/2 ST SW, ROCHESTER, MN 55902-6355
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit COULEE BANK
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 30, 2017	Transfer on Death Deed, Transfer
Sep 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	20211547703
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	A1547702
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3845 10TH AVE SW, ROCHESTER, MN 55902-2817
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1581216
Date	Feb 7, 2023
Instrument	A-1581216

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 2, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 28, 2021
Property Address	3845 10TH AVE SW, ROCHESTER, MN 55902-2817
Document Number	A1547703
Instrument Date	Aug 13, 2021
Instrument	A-1547703
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	835 10 1/2 ST SW, ROCHESTER, MN 55902-6355

Mortgage

Document Number	A1547704
Date	Sep 28, 2021
Instrument	A-1547704

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	May 30, 2017
Property Address	3845 10TH AVE SW, ROCHESTER, MN 55902-2817
Document Number	A1424648
Instrument Date	May 18, 2017
Instrument	A-1424648
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 PARKWAY BLVD, 135, JACKSONVILLE, FL 32218-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Sep 28, 2021
Property Address	3845 10TH AVE SW, ROCHESTER, MN 55902-2817
Document Number	A1547702
Instrument Date	Mar 16, 2016
Instrument	A-1547702
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10961 BURNT MILL RD, 10961, JACKSONVILLE, FL 32256-4654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9645 BAYMEADOWS RD APT 659, 659, JACKSONVILLE, FL 32256-7844

Tax Assessment & Valuation

The 2026 property tax bill for 3845 10th Ave SW was $3,908, up 1.2% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,908.00 (+1.24%)
2025	$3,860.00	$278,000 (+2.36%) Land $60,000 Building $218,000	$278,000 (+2.36%) Land $60,000 Building $218,000
2024		$271,600 Land $60,000 Building $211,600	$271,600 Land $60,000 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3845 10th Ave SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3845 10th Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

Nearby Properties on 10th Ave SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures