38446 Milda Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 38446 Milda Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 2001
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Mar 2000)
Tax Bill	$705 (2026)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Oct 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-17.00-322.00`

Property Details

APN / Parcel Number

Primary APN	`134-17.00-322.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	1,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38446 MILDA DR
City	OCEAN VIEW
State	DE
Zip	19970-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	OCEAN WAY ESTATES LOT 97 SEC 3
Legal Subdivision	OCEAN WAY ESTATES
Legal Lot Number	97
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2026
Census Tract	51313

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38446 MILDA DR, OCEAN VIEW, DE 19970-3174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 24, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2000 · Amount on Record
Deed Sale	Mar 12, 2000 · Amount on Record
Deed Book / Page	2468 / 74
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38446 MILDA DR, OCEAN VIEW, DE 19970-3174
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214010026
Date	Oct 31, 2022
Book Page	21401/26
Instrument	20220000049419

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	817 Months
Due	Nov 1, 2090

Interest

Rate	5%
Type Change Date	Sep 1, 2022
Index	1-Year CMT

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38446 MILDA DR, OCEAN VIEW, DE 19970-3174
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214010001
Date	Oct 31, 2022
Book Page	21401/1
Instrument	20220000049418

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	817 Months
Due	Nov 1, 2090

Interest

Rate	5%
Type Change Date	Sep 1, 2022
Index	1-Year CMT

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX DE
Property Address	38446 MILDA DR, OCEAN VIEW, DE 19970-3174
Document Number	0014400066
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38446 MIIDA DR OCEAN VIEW DE 19970, OCEAN VIEW, DE 19970

Mortgage

Document Number	0014400066
Date	Jun 26, 2019
Book Page	001440/000066
Instrument	22730

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jun 25, 2059

Interest

Rate	4%

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$705.00 (-0.56%)	$23,150 (-) Land $3,000 Building $20,150	$533,600 (-) Land $114,800 Building $418,800
2025	$709.00 (+17.19%)	$23,150 (-) Land $3,000 Building $20,150	$533,600 (+1,052.48%) Land $114,800 Building $418,800
2023	$605.00	$23,150 Land $3,000 Building $20,150	$46,300 Land $6,000 Building $40,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 individual policies
Nearby Flood Policies	298 units insured incl. 69 condo units
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bloosurf Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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