38445 Cherry Ln, Harrison Township, MI 48045 Property Records

Macomb County property record for 38445 Cherry Ln, Harrison Township, MI 48045

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,261 sqft · built 1992
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Sep 1998)
Tax Bill$1,888 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN17-12-21-307-021

Property Details

APN / Parcel Number

Primary APN17-12-21-307-021
Alternative APN
  • 1221307021

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Construction TypeBrick
Foundation TypeNo Foundation
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address38445 CHERRY LN
CityHARRISON TOWNSHIP
StateMI
Zip48045-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionMALLASTS SUBDIVISION NO 2 LOT 106
Legal SubdivisionMALLASTS SUBDIVISION
Legal Lot Number106
JurisdictionMACOMB MI
Township / Civil DivisionHARRISON
Census Block Group1
Census Block1001
Census Tract247400

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38445 CHERRY LN, HARRISON TOWNSHIP, MI 48045-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
LAKE TR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 1998 · Amount on Record
Deed SaleSep 19, 1998 · Amount on Record
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address38445 CHERRY LN, HARRISON TOWNSHIP, MI 48045-2708
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address38445 CHERRY LN, HARRISON TOWNSHIP, MI 48045-2708

Mortgage

Document Number2400021953
DateMar 26, 2024
Book Page29521/676
Instrument202400021953
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address38445 CHERRY LN, HARRISON TOWNSHIP, MI 48045-2708
Document Number0000141062
Instrument DateDec 5, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38445 CHERRY LN HARRISON TOWNSHIP MI 480452708, HARRISON TOWNSHIP, MI 48045-2708

Mortgage

Document Number0000141062
DateDec 11, 2019
Book Page026391/000260
Instrument141062
Lender
NameLAKE TR CU
TypeFunding / Finance Company
AddressBRIGHTON, MI 48114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 10, 2029

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionHarrison Charter Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,400 (+21.44%)$228,800 (+21.44%)
2025$1,888.00 (+13.67%)
2023$94,200$188,400
2022$1,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims24 (1979–2023)
Claims Outside the SFHA5 of 24
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISON TOWNSHIP
serves 24,314 people · EPA ID MI0003040
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2021
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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