38440 Kearsarge Mill Rd, Alta, CA 95701 Property Records

Placer County property record for 38440 Kearsarge Mill Rd, Alta, CA 95701

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 864 sqft · built 1988
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2023)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`062-520-007-000`

Property Details

APN / Parcel Number

Primary APN	`062-520-007-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	435,600 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Propane

Location & Zoning

Street Address	38440 KEARSARGE MILL RD
City	ALTA
State	CA
Zip	95701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	10 AC PAR C PMOR 13 154
Legal Subdivision	PARCEL MAP NO 72982
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	1
Census Block	1059
Census Tract	22013

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 899, ALTA, CA 95701-0899
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Mar 13, 2023	Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2019	Deed of Trust, Mortgage BAY EQUITY
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	202311995
Prior Transfer Date	Mar 6, 2020
Prior Transfer Doc	0000022181
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046047
Date	Aug 29, 2024
Instrument	2024-0046047

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2044

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 13, 2023
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Document Number	0000011995
Map Reference	MB 13 PG 154
Instrument Date	Feb 23, 2023
Instrument	2023-0011995
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6725 STONEMAN DR, NORTH HIGHLANDS, CA 95660-3752

Mortgage

Document Number	0000011996
Date	Mar 13, 2023
Instrument	2023-0011996

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 KASKI LN, CONCORD, CA 94518-1817

Mortgage

Document Number	0000137512
Date	Nov 24, 2020
Instrument	2020-0137512

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 12, 2020
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Document Number	0000022181
Map Reference	MB 13 PG 154
Instrument Date	Mar 6, 2020
Instrument	2020-0022181
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38440 KEARSARGE MILL RD, ALTA, CA 95715

Mortgage

Document Number	0000022182
Date	Mar 12, 2020
Instrument	2020-0022182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Document Number	0000028265
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1143 KASKI LN CONCORD CA 945181817, CONCORD, CA 94518-1817

Mortgage

Document Number	0000028265
Date	May 3, 2019
Instrument	28265

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2018
Property Address	38440 KEARSARGE MILL RD, ALTA, CA 95701
Document Number	0000060699
Instrument Date	Aug 16, 2018
Instrument	60699
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1143 KASKI LN CONCORD CA 945181817, CONCORD, CA 94518-1817

Mortgage

Document Number	60700
Date	Aug 21, 2018
Instrument	60700

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Alta-Dutch Flat Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,786 (-2.25%) Land $146,400 Building $439,386
2025	$6,164.00 (+11.97%)	$599,270 (+15.83%) Land $149,800 Building $449,470
2023	$5,505.00 (+1.81%)	$517,385 Land $96,498 Building $420,887
2022	$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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