3844 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3844 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,976 sqft · built 2003
Lot Size	0.068 acres (2,976 sqft)
Owner	2 Company Names on Record
Last Sale	$474,000 (Nov 2017)
Tax Bill	$10,443 (2023)
Deeds & Mortgages	May 2026 Transfer Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-321-052`

Property Details

APN / Parcel Number

Primary APN	`17-33-321-052`
Alternative APN	`17-33-321-052-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3844 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	MCPHERSON & ALLERTONS ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	5
Census Block	5007
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACOR MTG
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Nov 16, 2016	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	201710020
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000007007
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 27, 2026
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Document Number	0000007007
Instrument Date	Mar 26, 2026
Instrument	20267007
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022129091
Date	Aug 9, 2021
Instrument	2122129091

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Document Number	2030107549
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3844 S EMERALD AVE CHICAGO IL 606091601, CHICAGO, IL 60609-1601

Mortgage

Document Number	2030107549
Date	Oct 27, 2020
Instrument	30107549

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Document Number	2010120287
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 S EMERALD AVE CHICAGO IL 606091601, CHICAGO, IL 60609-1601

Mortgage

Document Number	2010120287
Date	Apr 10, 2020
Instrument	10120287

Lender

Name	PACOR MTG
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2040

Interest

Rate Type	Fixed Rate
Rate	3.26%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 21, 2017
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Document Number	1732510020
Instrument Date	Nov 16, 2017
Instrument	32510020
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3844 S EMERALD AVE CHICAGO IL 606091601, CHICAGO, IL 60609-1601

Mortgage

Document Number	1732510021
Date	Nov 21, 2017
Instrument	32510021

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate	3.75%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3844 S EMERALD AVE, CHICAGO, IL 60609-1601
Document Number	1701006269
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 S EMERALD AVE CHICAGO IL 606091601, CHICAGO, IL 60609-1601

Mortgage

Document Number	1701006269
Date	Jan 10, 2017
Instrument	1006269

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,647 (+16.73%) Land $16,219 Building $45,428	$616,470 (+16.73%) Land $162,190 Building $454,280
2023	$10,443.00 (+2.81%)
2022	$10,158.00 Homeowner's exemption	$52,812 Land $13,094 Building $39,718	$528,120 Land $130,940 Building $397,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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