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3844 NW 28th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3844 NW 28th Ave, Okeechobee, FL 34972 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,395 sqft Heated Area
Lot Size15,464 sqft (0.355 acres)
OccupancyOwner Occupied
Last Sale$141,000 (2019)
Tax Bill$1,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0020-00250-0170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,395 sqft Heated Area
Gross Area1,464 sqft Gross Area
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,464 sqft (0.355 acres)
Depth X Width125 ft x 124 ft Depth x Width
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3844 NW 28TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1487
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 17 BLOCK 25
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD 02
Legal Block25
Legal Lot Number17
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup1
Census Block1035
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0020-00250-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3844 NW 28TH AVE, OKEECHOBEE, FL 34972-1487
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DITECH FINANCIAL LLC
May 07, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2019 · Amount on Record
Deed SaleMay 07, 2019 · Amount on Record
Prior SaleJul 14, 2014 · Amount on Record
Deed Doc Number2019004809
Deed Book / Page0824 / 0735
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3844 NW 28TH AVE, OKEECHOBEE, FL 34972-1487
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003445
DateApr 07, 2017
Book Page0788/1556
Instrument2017003445
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 07, 2019
Property Address3844 NW 28TH AVE, OKEECHOBEE, FL 34972-1487
Document Number0000004809
Book / Page0824 / 0735
Map ReferenceMB 3 P 28
Instrument DateMay 03, 2019
Instrument2019004809
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyALLY PARKER BROWN TTL INS AG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$987.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3844 NW 28TH AVE, OKEECHOBEE, FL 34972-1487

Mortgage

Document Number0000824737
DateMay 07, 2019
Instrument0824/737
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,328.00 (-29.62%) Homeowner's exemption$137,502 (+5.99%)$209,089 (+2.17%) Land $26,500 Building $182,589
2023$1,887.00 (+8.89%) Homeowner's exemption$129,735 (+3%)$204,654 (+29.18%) Land $17,500 Building $187,154
2022$1,733.00 Homeowner's exemption$125,956$158,430 Land $12,000 Building $146,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 394 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 28th Ave

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