Osceola County property record for 3844 Enchantment Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 2010 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,473 (Aug 2010) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 156332 |
| Primary APN | 156332 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,677 sqft Heated Area |
| Gross Area | 2,267 sqft |
| 1st Floor Area | 1,677 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,845 sqft (0.226 acres) |
| Garage Type | Finished |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 156332 |
|---|---|
| Street Address | 3844 ENCHANTMENT LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | ESPRIT PHASE 2 PB 20 PG 79-85 LOT 270 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 2 |
| Legal Tract | 78 |
| Legal Block | 1 |
| Legal Lot Number | 270 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
3844 Enchantment Ln is owned and occupied by an individual who acquired it in May 2023.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 3844 ENCHANTMENT LN, SAINT CLOUD, FL 34772-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Intrafamily Transfer, Transfer |
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2010 · Amount on File |
| Deed Sale | Aug 4, 2010 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 0040162856 |
| Last Transfer Date | May 16, 2023 |
| Transfer Doc | 0064080640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 16, 2023 |
| Property Address | 3844 ENCHANTMENT LN, SAINT CLOUD, FL 34772-8250 |
| Document Number | 0064080640 |
| Book / Page | 6408 / 640 |
| Map Reference | MB 20 PG 79-85 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023062673 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4950 LUNAR LN # 211, 211, KISSIMMEE, FL 34746-1700 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4950 LUNAR LN APT 211, 211, KISSIMMEE, FL 34746-1700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3844 ENCHANTMENT LN, SAINT CLOUD, FL 34772-8250 |
| Document Number | 0057331966 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3813 SPIRITED CIR ST CLOUD FL 347728240, ST CLOUD, FL 34772-8240 |
| Document Number | 0057331966 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 005733/001966 |
| Instrument | 73105 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3844 Enchantment Ln was $4 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,700 Land $75,000 Building $233,700 | $308,700 Land $75,000 Building $233,700 |
| 2023 | $4,706.00 (+11.97%) | $305,000 (+15.97%) Land $60,000 Building $245,000 | $305,000 (+15.97%) Land $60,000 Building $245,000 |
| 2022 | $4,203.00 | $263,000 Land $55,000 Building $208,000 | $263,000 Land $55,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3844 Enchantment Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3844 Enchantment Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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