Loudoun County property record for 38439 Ditchling Pl, Hamilton, VA 20158
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,860 sqft · built 2005 |
| Lot Size | 3.22 acres (140,698 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $11,160 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-17-3672-000 |
| Primary APN | 416-17-3672-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,860 sqft Living Area |
| 1st Floor Area | 2,338 sqft |
| Basement Area | 1,830 sqft |
| Finished Basement | 1,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 140,698 sqft |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 515 sqft |
| Deck Area | Deck Area |
| Patio Area | 524 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38439 DITCHLING PL |
|---|---|
| City | HAMILTON |
| State | VA |
| Zip | 20158-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | HEATHER KNOLLS S.2 LOT 8 200702200012920 200611070094165 200404260039861P |
| Legal Subdivision | HEATHER KNOLLS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 610201 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 9, HAMILTON, VA 20159-0009 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS |
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC |
| Feb 28, 2017 | Deed of Trust, Mortgage · Line of Credit SUMMIT CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2016 |
| Deed Sale | May 18, 2016 |
| Prior Sale | Aug 16, 2013 · Amount on Record |
| Deed Document Number | 201629701 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 201409170/052244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 1, 2026 |
| Property Address | 38439 DITCHLING PL, HAMILTON, VA 20158-9471 |
| Document Number | 0000028119 |
| Instrument Date | May 22, 2026 |
| Instrument | 202628119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 38439 DITCHLING PL, HAMILTON, VA 20158-9471 |
| Document Number | 0000028119, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202628119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 22, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 38439 DITCHLING PL, HAMILTON, VA 20158-9471 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | VESTA SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000031817 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 202103160031817 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 38439 DITCHLING PL, HAMILTON, VA 20158-9471 |
| Document Number | 20170310014852 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38439 DITCHLING PL HAMILTON VA 201589471, HAMILTON, VA 20158-9471 |
| Document Number | 20170310014852 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 14852 |
| Name | SUMMIT CMNTY BK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,160.00 (+4.21%) | $1,386,350 (+4.21%) Land $323,500 Building $1,062,850 | $1,386,350 (+4.21%) Land $323,500 Building $1,062,850 |
| 2025 | $10,709.00 (-3.28%) | $1,330,350 (+5.13%) Land $323,200 Building $1,007,150 | $1,330,350 (+5.13%) Land $323,200 Building $1,007,150 |
| 2023 | $11,072.00 | $1,265,450 Land $232,500 Building $1,032,950 | $1,265,450 Land $232,500 Building $1,032,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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