38435 Westminster Ln, Willoughby, OH 44094 Property Records

Lake County property record for 38435 Westminster Ln, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,821 sqft · built 1996
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Nov 2016)
Tax Bill$8,040 (2023)
Deeds & MortgagesJul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN27-B-050-H-00-001-0

Property Details

APN / Parcel Number

Primary APN27-B-050-H-00-001-0
Alternative APN
  • 120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,821 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number120
Street Address38435 WESTMINSTER LN
CityWILLOUGHBY
StateOH
Zip44094-7538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 DOUGLASS TRACT
Legal SubdivisionWESTMINSTER ABBEY
Legal Lot Number1
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38435 WESTMINSTER LN, WILLOUGHBY, OH 44094-7538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2016 · Amount on Record
Deed SaleNov 3, 2016 · Amount on Record
Prior SaleNov 3, 2016 · Amount on Record
Deed Document Number0000029129
Last Transfer DateJul 19, 2017
Transfer Doc0000018774
Record UpdatedJun 7, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateJul 19, 2017
Property Address38435 WESTMINSTER LN, WILLOUGHBY, OH 44094-7538
Document Number0000018774
Instrument DateJul 5, 2017
Instrument18774
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38435 WESTMINSTER LN WILLOUGHBY OH 440947538, WILLOUGHBY, OH 44094-7538

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,040.00 (+54.35%) Homeowner's exemption$84,920 (-) Land $20,930 Building $63,990
2022$5,209.00 Homeowner's exemption$84,920 Land $20,930 Building $63,990
2021$242,620 Land $59,800 Building $182,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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