38434 Tobiano Loop, Dade City, FL 33525 Property Records

Pasco County property record for 38434 Tobiano Loop, Dade City, FL 33525

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.169 acres (7,371 sqft)
Owner	Individual Name on Record
Last Sale	$318,760 (Jan 2026)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-25-21-0070-00000-0140`

Property Details

APN / Parcel Number

Primary APN	`11-25-21-0070-00000-0140`

Exterior

Lot Area	7,371 sqft (0.169 acres)

Location & Zoning

Street Address	38434 TOBIANO LOOP
City	DADE CITY
State	FL
Zip	33525-5720
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	0RG2
Legal Description	HILLTOP POINT PHASE-1 PB 93 PG 071 LOT 14
Legal Lot Number	14
Jurisdiction	PASCO FL
Township / Civil Division	DADE CITY
Census Block Group	2
Census Block	2027
Census Tract	32602

Owner

Source: Pasco County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38434 TOBIANO LOOP, DADE CITY, FL 33525-5720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Deed Document Number	2026000779
Deed Book / Page	11342 / 1703
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 6, 2026
Property Address	38434 TOBIANO LOOP, DADE CITY, FL 33525-5720
Document Number	0113421703
Book / Page	11342 / 1703
Map Reference	MB 93 PG 71
Instrument Date	Dec 31, 2025
Instrument	2026000779
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2026
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,231.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 W BOY SCOUT BLVD # BLVD300, BLVD300, TAMPA, FL 33607-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38434 TOBIANO LOOP, DADE CITY, FL 33525-5720

Mortgage

Document Number	0113421705
Date	Jan 6, 2026
Instrument	11342/1705

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Dade City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,886.00	$62,965 Land $62,965	$62,965 Land $62,965

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	38 (1995–2024)
Claims Outside the SFHA	7 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Frances, Sep 2004 · 14 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DADE CITY WATER DEPT serves 15,561 people · EPA ID FL6510424
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20