Macomb County property record for 38433 Elmite St, Harrison Township, MI 48045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,246 sqft · built 1950 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,000 (Oct 2026) |
| Tax Bill | $5,870 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-19-152-016 |
| Primary APN | 17-12-19-152-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,384 sqft (0.445 acres) |
| Lot Dimensions | 204 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38433 ELMITE ST |
|---|---|
| City | HARRISON TOWNSHIP |
| State | MI |
| Zip | 48045-3465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-B |
| Legal Description | COLE'S SUBDIVISION S 1/2 LOT 55 |
| Legal Subdivision | COLES SUBDIVISION |
| Legal Lot Number | 55 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 247202 |
38433 Elmite St is owned and occupied by two individuals who bought it in October 2026.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INCORPORATED |
| Jun 24, 2022 | Warranty Deed, Transfer REALTECH TITLE LLC |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| May 15, 2019 | Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Document Number | 202692546 |
| Deed Book / Page | 30885 / 969 |
| Prior Transfer Date | May 24, 2012 |
| Prior Transfer Doc | 0000109688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 1, 2026 |
| Property Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 0000092546 |
| Book / Page | 30885 / 969 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202692546 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | REALTECH TITLE LLC, REALTECH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229,310.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 0000092547, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202692547 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 24, 2022 |
| Property Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 2200078812 |
| Book / Page | 28674 / 711 |
| Map Reference | LB 4 PG 49 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 202200078812 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28014 ASHLAND AVE, 28014, HARRISON TOWNSHIP, MI 48045-2238 |
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 2102184499 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 27725/789 |
| Instrument | 202102184499 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 15, 2019 |
| Property Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 0000053594 |
| Book / Page | 25960 / 919 |
| Map Reference | LB 4 PG 49 |
| Instrument Date | May 14, 2019 |
| Instrument | 9053594 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31703 JEFFERSON AVE, 31703, SAINT CLAIR SHORES, MI 48082-2059 |
| Name | Verified Name |
|---|---|
| Address | 38433 ELMITE ST, HARRISON TOWNSHIP, MI 48045-3465 |
| Document Number | 0000053595 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 9053595 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000053596 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 25960/931 |
| Instrument | 9053596 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 38433 Elmite St was $5,870.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Harrison Charter Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,200 | $234,400 | |
| 2025 | $5,870.00 | ||
| 2023 | $97,900 | $195,800 | |
| 2022 | $2,719.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38433 Elmite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38433 Elmite St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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