3843 Vassar Loop SE, Olympia (Lacey), WA 98503 Property Records

Thurston County property record for 3843 Vassar Loop SE, Olympia, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1987
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jan 2026)
Tax Bill	$182 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5812-00-08800`

Property Details

APN / Parcel Number

Primary APN	`5812-00-08800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,511 sqft Finished Area
1st Floor Area	1,511 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3843 VASSAR LOOP SE
City	OLYMPIA
State	WA
Zip	98503-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 18 RANGE 1W PLAT LAKE FOREST DIV 2 LT 88 DOCUMENT 021/032
Legal Range	01W
Legal Township	18N
Legal Section	25
Legal Quarter	SW
Legal Subdivision	LAKE FOREST
Legal Lot Number	88
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3017
Census Tract	11628

Owner

3843 Vassar Loop SE is owned by an individual who bought it in January 2026.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4018 GOAKS RILL RD, CENTRALIA, WA 98531
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	5085443
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3843 VASSAR LOOP SE, OLYMPIA, WA 98503-4186
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004874338
Date	Aug 13, 2021
Instrument	4874338

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2049

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jan 12, 2026
Property Address	3843 VASSAR LOOP SE, OLYMPIA, WA 98503-4186
Document Number	0005085443
Map Reference	VOL 21 PG 32-35
Instrument Date	Jan 8, 2025
Instrument	5085443
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 GOAKS RILL RD, CENTRALIA, WA 98531

Mortgage

Document Number	0005085444
Date	Jan 12, 2026
Instrument	5085444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 27, 2019
Property Address	3843 VASSAR LOOP SE, OLYMPIA, WA 98503-4186
Document Number	0004675435
Map Reference	VOL 21 PG 32
Instrument Date	Mar 13, 2019
Instrument	4675435
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,696.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3843 VASSAR LOOP SE, OLYMPIA, WA 98503-4186

Mortgage

Document Number	0004675436
Date	Mar 27, 2019
Instrument	4675436

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3843 Vassar Loop SE was $182, down 96.1% from the year before.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$182.00 (-96.06%)
2025	$4,617.00	$457,500 (+6.47%) Land $157,000 Building $300,500	$457,500 (+6.47%) Land $157,000 Building $300,500
2024		$429,700 Land $150,500 Building $279,200	$429,700 Land $150,500 Building $279,200
2023	$4,021.00
2022		$401,300 Land $92,900 Building $308,400	$401,300 Land $92,900 Building $308,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3843 Vassar Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3843 Vassar Loop SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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