Contra Costa County property record for 3843 Pato Ln, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,768 sqft · built 2019 |
| Lot Size | 0.148 acres (6,465 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,500 (May 2019) |
| Tax Bill | $11,101 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-290-110-5 |
| Primary APN | 034-290-110-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 1,520 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,465 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 3843 PATO LN |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9044 L7 |
| Legal Subdivision | ASPEN PLACE SUB 9044 |
| Legal Tract | 9044 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 302007 |
3843 Pato Ln is owned and occupied by two individuals who bought it in May 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3843 PATO LN, OAKLEY, CA 94561-4242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| May 7, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 201964559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3843 PATO LN, OAKLEY, CA 94561-4242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3843 PATO LN, OAKLEY, CA 94561-4242 |
| Document Number | 0000262259 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-262259 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALAMEDA, CA 94502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3843 PATO LN, OAKLEY, CA 94561-4242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000074777 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020-074777 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 7, 2019 |
| Property Address | 3843 PATO LN, OAKLEY, CA 94561-4242 |
| Document Number | 0000064559 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 64559 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3843 PATO LN OAKLEY CA 94561, OAKLEY, CA 94561 |
| Document Number | 64561 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 64561 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
The 2025 property tax bill for 3843 Pato Ln was $11,101.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $715,916 (+2%) Land $216,184 Building $499,732 | |
| 2025 | $11,101.00 | $701,880 Land $211,946 Building $489,934 |
| 2023 | $10,717.00 (+1.65%) | $674,627 Land $203,717 Building $470,910 |
| 2022 | $10,543.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3843 Pato Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3843 Pato Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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