38425 Bayview Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38425 Bayview Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	1 ba · 890 sqft · built 1953
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (May 2001)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-012128`

Property Details

APN / Parcel Number

Primary APN	`07-012128`
Alternative APNs	`7012128` `012128`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	890 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	368 sqft
Shed	1 Shed
Shed Area	586 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	012128
Street Address	38425 BAYVIEW RD
City	COLTONS POINT
State	MD
Zip	20626-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOTS 11 & 12 BLOCK 6 PLAT 5/97 POINT BLACKISTONE
Legal Subdivision	POINT BLACKISTONE
Legal Block	6
Legal Lot Number	11,12
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3008
Census Tract	875300

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38425 BAYVIEW RD, COLTONS POINT, MD 20626-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit BURKE & HERBERT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2001 · Amount on Record
Deed Sale	May 15, 2001 · Amount on Record
Deed Document Number	20012565
Deed Book / Page	1643 / 453
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38425 BAYVIEW RD, COLTONS POINT, MD 20626-2010
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SMART SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38425 BAYVIEW RD, COLTONS POINT, MD 20626-2010

Mortgage

Document Number	0059330290
Date	Oct 4, 2021
Book Page	5933/290

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38425 BAYVIEW RD, COLTONS POINT, MD 20626-2010
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SMART SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051190148
Date	Jul 18, 2019
Book Page	5119/148

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38425 BAYVIEW RD, COLTONS POINT, MD 20626-2010
Document Number	0050730062
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38425 BAYVIEW RD COLTONS POINT MD 206262010, COLTONS POINT, MD 20626-2010

Mortgage

Document Number	0050730062
Date	May 8, 2019
Book Page	005073/000062

Lender

Name	BURKE & HERBERT BK&TR
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,167 (+23.52%)	$423,400 (+33.27%) Land $306,200 Building $117,200
2025	$3,690.00 (+4.77%) Homeowner's exemption
2023	$3,522.00 Homeowner's exemption	$314,267	$317,700 Land $236,200 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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