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3842 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3842 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,246 sqft · built 2019
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Sep 2019)
Tax Bill$7,006 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN352630096500011090

Property Details

APN / Parcel Number

Primary APN352630096500011090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,246 sqft Heated Area
Gross Area3,030 sqft
1st Floor Area2,246 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
Garage Area449 sqft
PorchOpen Porch
Porch Area335 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3842 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 109
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase2
Legal Tract965
Legal Lot Number109
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 352630096500011090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Nov 17, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Sep 16, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Deed Document Number2019118669
Deed Book / Page5589 / 1769
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Transaction TypeMortgage
Record UpdatedNov 05, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number0068512027
DateSep 22, 2025
Book Page6851/2027
Instrument2025116646
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueSep 01, 2049

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Transaction TypeMortgage
Record UpdatedDec 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number0063161658
DateNov 17, 2022
Book Page6316/1658
Instrument2022167196
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueSep 01, 2049

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 16, 2019
Property Address3842 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number0055891769
Book / Page005589 / 001769
Instrument DateAug 16, 2019
Instrument118669
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3842 CABO ROJO DR ST CLOUD FL 347728372, ST CLOUD, FL 34772-8372

Mortgage

Document Number55891776
DateSep 16, 2019
Book Page005589/001776
Instrument118672
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,006.00 (+3.46%) Homeowner's exemption$263,561 (+5.99%)$374,700 (+3.48%) Land $70,000 Building $304,700
2023$6,772.00 (+2.1%) Homeowner's exemption$248,674 (+3%)$362,100 (+10.3%) Land $65,000 Building $297,100
2022$6,633.00 Homeowner's exemption$241,432$328,300 Land $60,000 Building $268,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 421 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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