3841 Watson Ave, Toledo, OH 43612 Property Records

Lucas County property record for 3841 Watson Ave, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1926
Lot Size	0.089 acres (3,900 sqft)
Owner	Owner Name on Record
Last Sale	$65,000 (Apr 2004)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-03107`

Property Details

APN / Parcel Number

Primary APN	`01-03107`
Alternative APN	`03155018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	3,900 sqft (0.089 acres)
Lot Dimensions	111 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3841 WATSON AVE
City	TOLEDO
State	OH
Zip	43612-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	ALMEDA HGTS 2ND LOT 436 S 33 1/3 FT & N 2FT LOT 437
Legal Subdivision	ALMEDA HGTS 2ND
Legal Tract	6
Legal Lot Number	436,437
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2002
Census Tract	601

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3841 WATSON AVE, TOLEDO, OH 43612-1111
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2004 · Amount on Record
Deed Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	4102774
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3841 WATSON AVE, TOLEDO, OH 43612-1111
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 WATSON AVE, TOLEDO, OH 43612-1111

Mortgage

Document Number	0000011162
Date	Mar 8, 2022
Instrument	202203080011162

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+10.48%)	$20,475 (-) Land $5,425 Building $15,050
2024	$1,164.00 (+1.84%)	$20,475 (+17%) Land $5,425 Building $15,050	$58,500 (+17%) Land $15,500 Building $43,000
2023	$1,143.00 (-0.35%)	$17,500 (-) Land $3,115 Building $14,385
2022	$1,147.00 Homeowner's exemption	$17,500 Land $3,115 Building $14,385
2021			$50,000 Land $8,900 Building $41,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Amplex Wireless, Verizon.

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