Hamilton County property record for 3841 Mount Carmel Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,456 sqft · built 1964 |
| Lot Size | 1.2 acres (52,403 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jul 2025) |
| Tax Bill | $6,416 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0084-0029-00 |
| Primary APN | 500-0084-0029-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| 2nd Floor Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 52,403 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3841 MOUNT CARMEL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT CARMEL RD 1.18 AC M SUR 706 |
| Legal Subdivision | JOHN FEARS MILITARY SURV 706 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 24901 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3841 MOUNT CARMEL RD, CINCINNATI, OH 45244-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Jan 2, 2018 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Jul 30, 2019 | Warranty Deed, Transfer MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 0000051553 |
| Deed Book / Page | 15453 / 1615 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3841 MOUNT CARMEL RD, CINCINNATI, OH 45244-1619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000019 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 18-0000019 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3841 MOUNT CARMEL RD, CINCINNATI, OH 45244-1619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 18-0000018 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 30, 2019 |
| Property Address | 3841 MOUNT CARMEL RD, CINCINNATI, OH 45244-1619 |
| Document Number | 0000062021 |
| Book / Page | 013969 / 001774 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 62021 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $848.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3841 MOUNT CARMEL RD CINCINNATI OH 452441619, CINCINNATI, OH 45244-1619 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,416.00 (-0.51%) | $102,561 (-) Land $14,725 Building $87,836 | |
| 2024 | $6,449.00 (+8.72%) | $102,561 (-) Land $14,725 Building $87,836 | |
| 2023 | $5,932.00 (+20.94%) | $102,561 (+38.22%) Land $14,725 Building $87,836 | $293,030 (+38.22%) Land $42,070 Building $250,960 |
| 2022 | $4,905.00 Homeowner's exemption | $74,201 Land $14,459 Building $59,742 | |
| 2020 | $212,000 Land $41,310 Building $170,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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