Shelby County property record for 3841 Lucerne Dr, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1980 |
| Lot Size | 0.198 acres (8,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Aug 2023) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3510-R0-0007 |
| Primary APN | 09-3510-R0-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,624 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3841 LUCERNE DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS LUCERNE DR |
| Legal Subdivision | ROSSWOOD WILLAGE SEC B |
| Legal Lot Number | 60 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21746 |
3841 Lucerne Dr is owned and occupied by an individual who bought it in August 2023.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Aug 2, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 23, 2023 | Warranty Deed, Transfer SADDLE CREEK TITLE LLC |
| Sep 14, 2017 | Quit Claim Deed, Transfer · Line of Credit MISCELLANEOUS INS CO |
| Feb 28, 2018 | Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Prior Sale | Mar 23, 2023 · Amount on File |
| Deed Document Number | 202363677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 4, 2026 |
| Property Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0000035339 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202635339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0000035339, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202635339 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 2, 2023 |
| Property Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0023063677 |
| Map Reference | MB 75 PG 20 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 23063677 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | SADDLE CREEK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0023063678 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 23063678 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 23, 2023 |
| Property Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0023022838 |
| Map Reference | MB 75 PG 20 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 23022838 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | SADDLE CREEK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Name | Verified Name |
|---|---|
| Address | 999 SHADY GROVE RD S STE 103, 103, MEMPHIS, TN 38120-4127 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 14, 2017 |
| Property Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Document Number | 0000094726 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 94726 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3525 PIEDMONT RD NE #5 ATLANTA GA 303051578, 5, ATLANTA, GA 30305-1578 |
| Investor | Possibly a Property Investor |
| Document Number | 94727 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 94727 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 150 GREENWICH ST 4 WORLD TRADE, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 13, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 28, 2018 |
| Property Address | 3841 LUCERNE DR, MEMPHIS, TN 38115-5314 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 19307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3525 PIEDMONT RD NE #5 ATLANTA GA 303051578, 5, ATLANTA, GA 30305-1578 |
| Document Number | 0000019307 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 19307 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 150 GREENWICH ST 4 WORLD TRADE, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 27, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3841 Lucerne Dr was $1,653, down 6.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (-6.24%) | $61,450 Land $4,875 Building $56,575 | $245,800 Land $19,500 Building $226,300 |
| 2024 | $1,763.00 | ||
| 2023 | $33,700 Land $4,250 Building $29,450 | ||
| 2022 | $2,052.00 | ||
| 2021 | $134,800 Land $17,000 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3841 Lucerne Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3841 Lucerne Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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