3841 Lotus Ct, Prosper, TX 75078 Property Records

Collin County property record for 3841 Lotus Ct, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,397 sqft · built 2024
Lot Size	0.196 acres (8,581 sqft)
Owner	Individual Name on File
Tax Bill	$5,078 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12792-00B-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-12792-00B-0010-1`
Alternative APN	`2867249`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,397 sqft Living Area

Exterior

Year Built	Built 2024
Lot Area	8,581 sqft (0.196 acres)

Location & Zoning

Account Number	2867249
Street Address	3841 LOTUS CT
City	PROSPER
State	TX
Zip	75078-3372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LILYANA PHASE 5 (CCL), BLK B, LOT 1
Legal Subdivision	LILYANA
Legal Phase	5
Legal Block	B
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3000
Census Tract	30307

Owner

3841 Lotus Ct is owned and occupied by an individual who acquired it in November 2024.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3841 LOTUS CT, PROSPER, TX 75078-3372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024
Deed Sale	Nov 22, 2024
Deed Document Number	2024000145281
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3841 LOTUS CT, PROSPER, TX 75078-3372
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 LOTUS CT, PROSPER, TX 75078-3372

Mortgage

Document Number	2025000042696
Date	Apr 10, 2025
Instrument	2025000042696

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

November 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 22, 2024
Property Address	3841 LOTUS CT, PROSPER, TX 75078-3372
Document Number	2024000145281
Map Reference	VOL 2022 PG 696
Instrument Date	Nov 20, 2024
Instrument	2024000145281
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 STATE HIGHWAY 121 BYP STE 100, 100, LEWISVILLE, TX 75067-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 LOTUS CT, PROSPER, TX 75078-3372

Mortgage

Document Number	2024000145282
Date	Nov 22, 2024
Instrument	2024000145282

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$711,401 Land $150,000 Building $561,401	$711,401 Land $150,000 Building $561,401
2024	$5,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3841 Lotus Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3841 Lotus Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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