3841 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3841 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,002 sqft · built 1930
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2017)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-040933`

Property Details

APN / Parcel Number

Primary APN	`03-040933`
Alternative APNs	`3040933` `040933`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Porch	Porch
Porch Area	96 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	040933
Street Address	3841 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 34R BLK 39 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	39
Legal Lot Number	34R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

3841 3rd St is owned and occupied by an individual who bought it in May 2017.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3841 3RD ST, NORTH BEACH, MD 20714-9714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
May 24, 2017	Deed, Transfer · Conventional Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Prior Sale	Jan 7, 2008 · Amount on File
Deed Book / Page	4999 / 20
Transfer Doc	0000970013
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3841 3RD ST, NORTH BEACH, MD 20714-9714
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 3RD ST, NORTH BEACH, MD 20714-9714

Mortgage

Document Number	0059350029
Date	Apr 16, 2021
Book Page	5935/29

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 24, 2017
Property Address	3841 3RD ST, NORTH BEACH, MD 20714-9714
Document Number	0049990020
Book / Page	4999 / 020
Map Reference	MB GWD8 PL305
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 3RD ST, NORTH BEACH, MD 20714-9714

Mortgage

Document Number	0000499926
Date	May 24, 2017
Instrument	4999/26

Lender

Name	1ST MARINER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3841 3rd St was $2,011.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,967 (+0.91%)	$176,100 (+2.74%) Land $87,700 Building $88,400
2025	$2,011.00	$171,400 Land $87,700 Building $83,700	$171,400 Land $87,700 Building $83,700
2023	$1,630.00	$156,933	$171,400 Land $87,700 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3841 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3841 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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