38405 Siro Rd, Bigfork, MN 56628 Property Records

Itasca County property record for 38405 Siro Rd, Bigfork, MN 56628

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,568 sqft · built 1984
Lot Size	39.5 acres (1,724,105 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Dec 2020)
Tax Bill	$3,214 (2026)
Deeds & Mortgages	Dec 2020 Sale & Refinance Dec 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`07-009-2100`

Property Details

APN / Parcel Number

Primary APN	`07-009-2100`
Alternative APNs	`103787` `9309`

Interior

Bedrooms	4 Beds
Building Area	1,568 sqft Base Area
1st Floor Area	1,568 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,724,105 sqft (39.5 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	576 sqft
Lean-To	120 sqft
Storage Building	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	103787
Street Address	38405 SIRO RD
City	BIGFORK
State	MN
Zip	56628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	NE NW
Legal Range	26W
Legal Township	61N
Legal Section	09
Jurisdiction	ITASCA MN
Township / Civil Division	BIGFORK
Census Block Group	1
Census Block	1065
Census Tract	480101

Owner

Source: Itasca County records · APN 07-009-2100

Assessment roll updated August 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 439, BIGFORK, MN 56628-0439
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Stand-Alone Refinance SOUTHPOINT FINANCIAL CREDIT UNION
Dec 17, 2020	Deed, Transfer · Stand-Alone First Mortgage SOUTHPOINT FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	2020747442
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0000747441
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 17, 2020
Property Address	38405 SIRO RD, BIGFORK, MN 56628
Document Number	A000747442
Instrument Date	Dec 11, 2020
Instrument	A000747442
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NORTHSHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 439, BIGFORK, MN 56628-0439

Mortgage

Document Number	A000747443
Date	Dec 17, 2020
Instrument	A000747443

Lender

Name	SOUTHPOINT FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 17, 2020
Property Address	38405 SIRO RD, BIGFORK, MN 56628
Document Number	A000747441
Instrument Date	Dec 11, 2020
Instrument	A000747441
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NORTHSHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000747443
Date	Dec 17, 2020
Instrument	A000747443

Lender

Name	SOUTHPOINT FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Itasca County records · Assessment roll updated August 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Bigfork Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,214.00 (+4.49%)
2025		$304,800 (+8.05%) Land $91,300 Building $213,500	$304,800 (+8.05%) Land $91,300 Building $213,500
2024	$3,076.00
2022		$282,100 Land $74,300 Building $207,800	$282,100 Land $74,300 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500

Based on FCC filings for 3 locations within half a mile of this property.

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