38405 Cedar Creek Ct, Oakhurst, CA 93644 Property Records

Madera County property record for 38405 Cedar Creek Ct, Oakhurst, CA 93644

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 1991
Lot Size	2.52 acres (110,206 sqft)
Owner	Trust Name on File
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Aug 2019 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-210-021-000`

Property Details

APN / Parcel Number

Primary APN	`066-210-021-000`
Alternative APN	`066210021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	110,206 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38405 CEDAR CREEK CT
City	OAKHURST
State	CA
Zip	93644-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2 1/2
Legal Description	SECTION 19 T7S R22E PM 3977 36/34-1
Legal Range	22E
Legal Township	07S
Legal Section	19
Jurisdiction	MADERA CA
Township / Civil Division	OAKHURST-NORTH FORK
Census Block Group	3
Census Block	3008
Census Tract	104

Owner

38405 Cedar Creek Ct is owner-occupied and held in a trust since August 2019.

Source: Madera County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	38405 CEDAR CREEK CT, OAKHURST, CA 93644-8604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2019
Transfer Doc	0000018625
Record Updated	Sep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Aug 19, 2019
Property Address	38405 CEDAR CREEK CT, OAKHURST, CA 93644-8604
Document Number	0000018625
Instrument Date	Aug 6, 2019
Instrument	18625
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38405 CEDAR CREEK CT OAKHURST CA 936448604, OAKHURST, CA 93644-8604

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	38405 CEDAR CREEK CT, OAKHURST, CA 93644-8604
Document Number	0000032803
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38405 CEDAR CREEK CT OAKHURST CA 936448604, OAKHURST, CA 93644-8604

Mortgage

Document Number	0000032803
Date	Dec 29, 2017
Instrument	32803

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.97%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	38405 CEDAR CREEK CT, OAKHURST, CA 93644-8604
Document Number	0000032804
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38405 CEDAR CREEK CT OAKHURST CA 936448604, OAKHURST, CA 93644-8604

Mortgage

Document Number	0000032804
Date	Dec 29, 2017
Instrument	32804

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.97%

Tax Assessment & Valuation

The 2025 property tax bill for 38405 Cedar Creek Ct was $3,957 with a homeowner's exemption.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Elementary School District	Bass Lake Joint Union Elementary School District (KG - 08)
Secondary School District	Yosemite Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,428 (+2%) Land $115,283 Building $274,145
2025	$3,957.00 Homeowner's exemption	$381,793 Land $113,023 Building $268,770
2023	$3,879.00 (+3.77%) Homeowner's exemption	$366,969 Land $108,635 Building $258,334
2022	$3,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38405 Cedar Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38405 Cedar Creek Ct is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Sierra Telephone Company.

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