38404 Hemlock Dr, Frankford, DE 19945 Property Records

Sussex County property record for 38404 Hemlock Dr, Frankford, DE 19945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1992
Lot Size	0.364 acres (15,860 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Dec 2021)
Tax Bill	$916 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-17.00-373.00`

Property Details

APN / Parcel Number

Primary APN	`134-17.00-373.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	1,792 sqft
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,860 sqft (0.364 acres)
Lot Dimensions	154 ft deep x 103 ft wide
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Pool Area	140 sqft
Deck Area	Deck Area
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38404 HEMLOCK DR
City	FRANKFORD
State	DE
Zip	19945-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR-2
Legal Description	BETHANY MEADOWS LOTS 32 32A
Legal Subdivision	BETHANY MEADOWS
Legal Lot Number	32
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2003
Census Tract	51314

Owner

38404 Hemlock Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38404 HEMLOCK DR, FRANKFORD, DE 19945-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	202177768
Deed Book / Page	5616 / 122
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 20, 2021
Property Address	38404 HEMLOCK DR, FRANKFORD, DE 19945-4618
Document Number	0056160122
Book / Page	5616 / 122
Instrument Date	Nov 5, 2021
Instrument	20210000077768
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38404 HEMLOCK DR, FRANKFORD, DE 19945-4618

Mortgage

Document Number	20210000077769
Date	Dec 20, 2021
Instrument	20210000077769

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 38404 Hemlock Dr was $916, down 0.3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$916.00 (-0.33%)	$19,100 (-) Land $3,000 Building $16,100	$413,600 (-) Land $111,500 Building $302,100
2025	$919.00	$19,100 Land $3,000 Building $16,100	$413,600 Land $111,500 Building $302,100
2023	$825.00	$19,100 Land $3,000 Building $16,100	$38,200 Land $6,000 Building $32,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38404 Hemlock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Nearby Flood Policies	278 in force
Nearby Flood Claims	5 (2012–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38404 Hemlock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bloosurf Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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