38403 E Truman Rd, Oak Grove, MO 64075 Property Records

Jackson County property record for 38403 E Truman Rd, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,456 sqft · built 1981
Lot Size	10.2 acres (447,364 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Aug 1998)
Tax Bill	$4,618 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`21-800-01-09`

Property Details

APN / Parcel Number

Primary APN	`21-800-01-09`
Alternative APNs	`21-800-01-09-00-0-00-000` `21800010900000001` `765348`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	546 sqft
Unfinished Basement	182 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	447,364 sqft (10.2 acres)
Lot Width	360 ft Width
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	441 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	765348
Street Address	38403 E TRUMAN RD
City	OAK GROVE
State	MO
Zip	64075-8182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-17 TWP-49 RNG-29 W 11 AC OF NE 1/4 OF NE 1/4 (EX PT IN R DS)
Legal Range	29W
Legal Township	49N
Legal Section	17
Legal Block	2
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2002
Census Tract	14903

Owner

Source: Jackson County records · APN 21-800-01-09

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38403 E TRUMAN RD, OAK GROVE, MO 64075-8182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 1998 · Amount on Record
Deed Sale	Aug 24, 1998 · Amount on Record
Deed Document Number	19986330
Deed Book / Page	3260 / P1119
Last Transfer Date	Sep 14, 2020
Transfer Doc	00E0087098
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38403 E TRUMAN RD, OAK GROVE, MO 64075-8182
Document Number	0000E33735
Instrument Date	Apr 05, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38403 E TRUMAN RD OAK GROVE MO 640758182, OAK GROVE, MO 64075-8182

Mortgage

Document Number	0000E33735
Date	Apr 18, 2017
Instrument	33735E

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,008 (-22.64%) Land $14,408 Building $36,600	$268,460 (-22.65%)
2024	$4,618.00 (+1.07%)
2023	$4,569.00	$65,940 Land $20,317 Building $45,623	$347,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2017)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JACKSON COUNTY PWSD 16 serves 4,075 people
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.