3840 Winfield Dr, Sumter, SC 29153 Property Records

Sumter County property record for 3840 Winfield Dr, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,000 sqft · built 2020
Lot Size	8.23 acres (358,934 sqft)
Owner	Individual Name on Record
Last Sale	$48,900 (May 2019)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-02-116`

Property Details

APN / Parcel Number

Primary APN	`242-00-02-116`
Alternative APN	`45689`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	2,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	358,934 sqft (8.23 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	45689
Old Parcel Number	242 00 02 116
Street Address	3840 WINFIELD DR
City	SUMTER
State	SC
Zip	29153-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 124 PB89-21 8.24 AC PB93-124
Legal Subdivision	EMERALD LAKES SUB
Legal Lot Number	124
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTHEAST
Census Block Group	1
Census Block	1019
Census Tract	402

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3840 WINFIELD DR, SUMTER, SC 29153-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK
Sep 20, 2019	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Document Number	0001255664
Deed Book / Page	1255 / 664
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3840 WINFIELD DR, SUMTER, SC 29153-8818
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012755083
Date	Oct 29, 2020
Book Page	1275/5083

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	MURRELLS INLET, SC 29576

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3840 WINFIELD DR, SUMTER, SC 29153-8818
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012600098
Date	Sep 20, 2019
Book Page	1260/0098

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	MURRELLS INLET, SC 29576

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	9.25%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	May 3, 2019
Property Address	3840 WINFIELD DR, SUMTER, SC 29153-8818
Document Number	0012550664
Book / Page	1255 / 0664
Map Reference	MB 2007 PG 111
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 TORREY PINES DR, SUMTER, SC 29150-7040

Mortgage

Document Number	0001255667
Date	May 3, 2019
Instrument	1255/667

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (+0.8%)	$12,160 (-) Land $2,540 Building $9,620	$304,029 (+%) Land $63,450 Building $240,579
2023		$12,160 (-) Land $2,540 Building $9,620	$304,027 (-) Land $63,448 Building $240,579
2022	$1,884.00	$12,160 Land $2,540 Building $9,620	$304,027 Land $63,448 Building $240,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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