3840 W Fork Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3840 W Fork Rd, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,524 sqft · built 1948
Lot Size0.319 acres (13,896 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Oct 2021)
Tax Bill$3,498 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0102-0076-00

Property Details

APN / Parcel Number

Primary APN550-0102-0076-00
Alternative APN
  • 44986037

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area2,554 sqft
1st Floor Area1,030 sqft
AtticAttic
Attic Area494 sqft
Basement Area1,030 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions230 ft deep x 60 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area84 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3840 W FORK RD
CityCINCINNATI
StateOH
Zip45247-7551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST FORK RD 60 X 230 R2-T2-S17 NE
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2003
Census Tract20812

Owner

3840 W Fork Rd is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address3840 W FORK RD, CINCINNATI, OH 45247-7551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Oct 19, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2021 · Amount on File
Deed SaleOct 19, 2021 · Amount on File
Prior SaleJun 20, 1994
Deed Document Number2021126509
Deed Book / Page14526 / 1270
Prior Transfer DateOct 14, 2021
Prior Transfer Doc0000126509
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3840 W FORK RD, CINCINNATI, OH 45247-7551
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013057
DateFeb 20, 2019
Book Page13858/01905
Instrument2019-0013057
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 19, 2021
Property Address3840 W FORK RD, CINCINNATI, OH 45247-7551
Document Number0000126509
Book / Page14526 / 1270
Instrument DateOct 14, 2021
Instrument2021-0126509
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 W FORK RD, CINCINNATI, OH 45247-7551

Mortgage

Document Number0000126510
DateOct 19, 2021
Instrument2021-0126510
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3840 W Fork Rd was $3,498, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,498.00 (+2.22%)$64,380 (+%) Land $10,490 Building $53,890$183,940 Land $29,970 Building $153,970
2024$3,422.00 (-14.98%)$64,378 (-) Land $10,489 Building $53,889
2023$4,025.00 (+17.9%)$64,378 (+49.03%) Land $10,489 Building $53,889$183,940 Land $29,970 Building $153,970
2022$3,414.00 Homeowner's exemption$43,197 Land $10,178 Building $33,019
2020$123,420 Land $29,080 Building $94,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3840 W Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 W Fork Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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