Kootenai County property record for 3840 W Flatwoods Loop, Rathdrum, ID 83858 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,853 sqft Living Area |
| Lot Size | 212,834 sqft (4.88 acres) |
| Garage | Attached, 1,040 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,875.00 (2025) |
Source: Kootenai County records · APN 0J4700010050
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3840 W FLATWOODS LOOP, RATHDRUM, ID 83858-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage · Line of Credit IDAHO INDEPENDENT BANK |
| Apr 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2013 |
| Deed Sale | Jan 23, 2013 |
| Prior Sale | Jan 23, 2013 |
| Deed Doc Number | 2393403000 |
| Last Transfer Date | Dec 05, 2016 |
| Transfer Doc | 2574319000 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 3840 W FLATWOODS LOOP, RATHDRUM, ID 83858-7239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 2590737000 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 2590737000 |
| Name | IDAHO INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | HAYDEN, ID 83835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 3840 W FLATWOODS LOOP, RATHDRUM, ID 83858-7239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 2744734000 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 2744734000 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 3840 W FLATWOODS LOOP, RATHDRUM, ID 83858-7239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 2801469000 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2801469000 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,875.00 (-7.23%) Homeowner's exemption | $1,012,123 (-0.65%) Land $435,923 Building $576,200 | $1,012,123 (-0.65%) Land $435,923 Building $576,200 |
| 2024 | $3,099.00 (+3.09%) | ||
| 2023 | $3,006.00 (-16.34%) Homeowner's exemption | $1,018,720 (+0.28%) Land $449,500 Building $569,220 | $1,018,720 (+0.28%) Land $449,500 Building $569,220 |
| 2022 | $3,593.00 Homeowner's exemption | $1,015,918 Land $446,698 Building $569,220 | $1,015,918 Land $446,698 Building $569,220 |
Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 13% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0J4700010050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,853 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Lot Area | 212,834 sqft (4.88 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,040 sqft Garage |
| Pole Structure | 1,200 sqft Pole Structure |
| Cooling System | None Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 309331 |
|---|---|
| Street Address | 3840 W FLATWOODS LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7239 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SELKIRK MEADOWS 1ST ADD, LT 5 BLOCK 1 2852N04W |
| Legal Subdivision | SELKIRK MEADOWS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KOOTENAI ID |
| Minor Civil Division | POST FALLS-RATHDRUM |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 304 |
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