3840 W 78th Pl, Chicago, IL 60652 Property Records

Cook County property record for 3840 W 78th Pl, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1953
Lot Size	0.093 acres (4,040 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Oct 2023)
Tax Bill	$4,031 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-333-056`

Property Details

APN / Parcel Number

Primary APN	`19-26-333-056`
Alternative APN	`19-26-333-056-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,040 sqft (0.093 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3840 W 78TH PL
City	CHICAGO
State	IL
Zip	60652-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(LUETGERTS)(MARQUETTE)(PARK) TERRACE RESUB OF BLKS 23 27 33 34 37 38 43 44 47 & 48 IN PRICES SUB OF SW SEC 26-38-13
Legal Range	13E
Legal Township	38N
Legal Section	26
Legal Subdivision	LUETGERTS MARQUETTE PARK
Legal Block	23,27
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3015
Census Tract	700200

Owner

Source: Cook County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3840 W 78TH PL, CHICAGO, IL 60652-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Jul 14, 1998 · Amount on Record
Deed Document Number	202310117
Prior Transfer Date	Mar 17, 2003
Prior Transfer Doc	0000035171
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 24, 2026
Property Address	3840 W 78TH PL, CHICAGO, IL 60652-1830
Document Number	0000027031
Instrument Date	Jun 17, 2026
Instrument	202627031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 W 78TH PL, CHICAGO, IL 60652-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027031,
Date	Jun 24, 2026
Instrument	202627031

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 4, 2023
Property Address	3840 W 78TH PL, CHICAGO, IL 60652-1830
Document Number	0027710117
Instrument Date	Sep 29, 2023
Instrument	2327710117
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16368 TERRY LN, OAK FOREST, IL 60452-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 W 78TH PL, CHICAGO, IL 60652-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0027710118
Date	Oct 4, 2023
Instrument	2327710118

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (+5.26%) Land $2,424 Building $17,576	$200,000 (+5.26%) Land $24,240 Building $175,760
2023	$4,031.00 (+2.57%)
2022	$3,930.00 (+2.88%)	$19,000 (-) Land $3,232 Building $15,768	$190,000 (-) Land $32,320 Building $157,680
2021	$3,820.00 Homeowner's exemption	$19,000 Land $3,232 Building $15,768	$190,000 Land $32,320 Building $157,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 918 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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