3840 Valle Vista Rd, Carmichael, CA 95608 Property Records

Sacramento County property record for 3840 Valle Vista Rd, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1960
Lot Size	1.81 acres (79,279 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2026)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`260-0340-002-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0340-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	79,279 sqft
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3840 VALLE VISTA RD
City	CARMICHAEL
State	CA
Zip	95608-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2 (NPA)
Legal Description	N 200 FT OF E 396 FT TRACT 72 CARMICHAEL COL CONT 1.82 AC M/L
Legal Subdivision	CARMICHAEL COLONY
Legal Tract	72
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7801

Owner

3840 Valle Vista Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer · Conventional Mortgage ARCHOME LLC
Aug 5, 2022	Intrafamily Transfer, Transfer
Oct 12, 2021	Intrafamily Transfer, Transfer
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Oct 18, 2011 · Amount on File
Deed Document Number	2026
Deed Book / Page	20260804 / 717
Prior Transfer Date	Jun 2, 2004
Prior Transfer Doc	2004001811
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 4, 2026
Property Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Document Number	2026000717
Book / Page	20260804 / 717
Instrument Date	Jul 30, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731

Mortgage

Document Number	2026000718,
Date	Aug 4, 2026
Book Page	20260804/718

Lender

Name	ARCHOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 5, 2022
Property Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Document Number	0000000048
Map Reference	MB 10 MAP 9
Instrument Date	Jul 28, 2022
Instrument	2022080500048
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 12, 2021
Property Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Document Number	0000000959
Map Reference	MB 10 MAP 9
Instrument Date	Oct 8, 2021
Instrument	2021101200959
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2021
Property Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Document Number	0000001599
Map Reference	MB 10 MAP 9
Instrument Date	Jun 24, 2021
Instrument	202106301599
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731

Mortgage

Document Number	0000001600
Date	Jun 30, 2021
Instrument	202106301600

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2021
Property Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731
Document Number	0000001601
Map Reference	MB 10 MAP 9
Instrument Date	Jun 24, 2021
Instrument	202106301601
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3840 VALLE VISTA RD, CARMICHAEL, CA 95608-2731

Tax Assessment & Valuation

The 2025 property tax bill for 3840 Valle Vista Rd was $2,765, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$230,598 (+2%) Land $192,169 Building $38,429
2025	$2,765.00 (+2.14%)	$226,077 Land $188,401 Building $37,676
2024	$2,707.00 (+2.07%)
2023	$2,652.00 (+2%)	$217,300 Land $181,086 Building $36,214
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3840 Valle Vista Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Valle Vista Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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