3840 Shider Ln, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3840 Shider Ln, Kannapolis, NC 28081

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,611 sqft · built 2023
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Jul 2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04048G0123.000000`

Property Details

APN / Parcel Number

Primary APN	`04048G0123.000000`
Alternative APNs	`5602 48 0915` `105524` `164165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,611 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	645 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	100 ft deep x 21 ft wide
Garage Type	Mixed
Garage Area	273 sqft
Driveway	Concrete Driveway
Driveway Area	492 sqft
Porch	Slab
Porch Area	48 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164165
Street Address	3840 SHIDER LN
City	KANNAPOLIS
State	NC
Zip	28081-6522
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	GC
Legal Description	LT 123 GEORGETOWN CROSSING
Legal Subdivision	GEORGETOWN CROSSING
Legal Lot Number	123
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3004
Census Tract	41202

Owner

3840 Shider Ln, a townhouse, is owned and occupied by an individual who bought it in July 2023.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3840 SHIDER LN, KANNAPOLIS, NC 28081-6522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	202314404
Deed Book / Page	16569 / 20
Record Updated	Oct 29, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 14, 2023
Property Address	3840 SHIDER LN, KANNAPOLIS, NC 28081-6522
Document Number	0001656920
Book / Page	16569 / 20
Map Reference	MB 91 PG 97-10
Instrument Date	Jul 13, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13925 BALLANTYNE CORPORATE PL STE 300, 300, CHARLOTTE, NC 28277-2715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 SHIDER LN, KANNAPOLIS, NC 28081-6522
Investor	Possibly a Property Investor

Mortgage

Document Number	0165690022
Date	Jul 14, 2023
Instrument	16569-0022

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Max Rate	5%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$319,250 Land $63,000 Building $256,250
2024		$319,250 (+450.43%) Land $63,000 Building $256,250
2023	$58,000 Land $58,000	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3840 Shider Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Shider Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20