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3840 Pine Tree Ln, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3840 Pine Tree Ln, Clyde, MI 48049 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 3,232 sqft · built 1976
Lot Size2.38 acres (103,673 sqft)
Owner2 Company Names on File
Tax Bill$1,411 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Jan 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-15-028-1014-100

Property Details

APN / Parcel Number

Primary APN74-15-028-1014-100

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,232 sqft Living Area
1st Floor Area1,540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area103,673 sqft (2.38 acres)
Lot Dimensions314 ft deep x 330 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3840 PINE TREE LN
CityCLYDE
StateMI
Zip48049-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 330' OF N 1606' OF E 314' OF W 1/2 OF NW 1/4 SEC 28 T7N R16E 2.38 A
Legal Range16E
Legal Township07N
Legal Section28
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group1
Census Block1009
Census Tract633200

Owner

Source: St. Clair County records · APN 74-15-028-1014-100

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3840 PINE TREE LN, CLYDE, MI 48049-3619
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MORTGAGE CENTER
Jan 09, 2024Intrafamily Transfer, Transfer
Oct 09, 2023Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
ADVIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 20, 2025
Transfer Doc0000002982
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3840 PINE TREE LN, CLYDE, MI 48049-3619
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 PINE TREE LN, CLYDE, MI 48049-3619

Mortgage

Document Number0005898721
DateFeb 19, 2026
Book Page5898/721
Instrument2026003230
Lender
NameMORTGAGE CENTER
TypeMortgage Company
Address26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateJan 09, 2024
Property Address3840 PINE TREE LN, CLYDE, MI 48049-3619
Document Number0000568237
Book / Page5682 / 37
Instrument DateJan 04, 2024
Instrument2024000467
Transaction TypeTransfer
Record UpdatedJan 29, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3840 PINE TREE LN, CLYDE, MI 48049-3619

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 PINE TREE LN, CLYDE, MI 48049-3619

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3840 PINE TREE LN, CLYDE, MI 48049-3619
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 PINE TREE LN, CLYDE, MI 48049-3619

Mortgage

Document Number0005660744
DateOct 09, 2023
Book Page5660/744
Instrument2023017872
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 08, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3840 PINE TREE LN, CLYDE, MI 48049-3619
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 PINE TREE LN, CLYDE, MI 48049-3619

Mortgage

Document Number0005615793
DateApr 24, 2023
Book Page5615/793
Instrument2023007376
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 Homeowner's exemption$161,800
2024$323,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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