3840 Pine Cove Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 3840 Pine Cove Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1972
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Nov 2004)
Tax Bill	$3,989 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149033`

Property Details

APN / Parcel Number

Primary APN	`149033`
Alternative APN	`1430527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3840 PINE COVE DR
City	GASTONIA
State	NC
Zip	28056-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTHWOOD BLK A L 1 10 120A 084 00 000
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2010
Census Tract	32507

Owner

3840 Pine Cove Dr is owned and occupied by two individuals who bought it in November 2004.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 PINE COVE DR, GASTONIA, NC 28056-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 30, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2004 · Amount on File
Deed Sale	Nov 1, 2004 · Amount on File
Deed Book / Page	4075 / 756
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3840 PINE COVE DR, GASTONIA, NC 28056-9208
Document Number	0051082258
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3840 PINE COVE DR GASTONIA NC 280569208, GASTONIA, NC 28056-9208

Mortgage

Document Number	0051082258
Date	Mar 18, 2020
Book Page	005108/002258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3840 PINE COVE DR, GASTONIA, NC 28056-9208
Document Number	0049920062
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3840 PINE COVE DR GASTONIA NC 280569208, GASTONIA, NC 28056-9208

Mortgage

Document Number	0049920062
Date	Aug 2, 2018
Book Page	004992/000062

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3840 Pine Cove Dr was $3,989.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,989.00	$373,210 Land $35,720 Building $337,490
2023	$3,980.00	$368,550 Land $35,720 Building $332,830
2021			$191,940 Land $30,790 Building $161,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3840 Pine Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Pine Cove Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD S/D private · serves 48 people · EPA ID NC0136193
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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