3840 NW 15th St, Gainesville, FL 32605 Property Records

Alachua County property record for 3840 NW 15th St, Gainesville, FL 32605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,412 sqft · built 1949
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2019)
Tax Bill	$8,881 (2024)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07960-055-000`

Property Details

APN / Parcel Number

Primary APN	`07960-055-000`
Alternative APN	`00869440000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,412 sqft Heated Area
1st Floor Area	1,763 sqft
Upper Floors Area	1,080 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	61,420 sqft (1.41 acres)
Garage Area	832 sqft
Driveway	Driveway
Driveway Area	1,125 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	487 sqft
Fence	Fence
Storage Building	90 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	00869440000
Street Address	3840 NW 15TH ST
City	GAINESVILLE
State	FL
Zip	32605-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF4
Legal Description	FLORAL PARK PB D-7 LOT 55 OR 4670/2321
Legal Range	20E
Legal Township	09S
Legal Section	30
Legal Subdivision	FLORAL PARK
Legal Lot Number	55
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1033
Census Tract	1203

Owner

3840 NW 15th St is owned and occupied by an individual who bought it in March 2019.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3840 NW 15TH ST, GAINESVILLE, FL 32605-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 20, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	3180075
Deed Book / Page	4670 / 2321
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3840 NW 15TH ST, GAINESVILLE, FL 32605-2508
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 NW 15TH ST, GAINESVILLE, FL 32605-2508

Mortgage

Document Number	0048931462
Date	May 25, 2021
Book Page	4893/1462
Instrument	3340324

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Mar 20, 2019
Property Address	3840 NW 15TH ST, GAINESVILLE, FL 32605-2508
Document Number	0046702321
Book / Page	4670 / 2321
Map Reference	MB D PG 7
Instrument Date	Mar 11, 2019
Instrument	3180075
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	GATOR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SUNNYCREST DR, 8, ASHEVILLE, NC 28805-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 NW 15TH ST, GAINESVILLE, FL 32605-2508

Mortgage

Document Number	3180078
Date	Mar 20, 2019
Instrument	3180078

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,910 Land $48,000 Building $332,910	$380,910 Land $48,000 Building $332,910
2024	$8,881.00 (+0.45%)
2023	$8,841.00 (+14%)	$381,335 (+10.62%) Land $48,000 Building $333,335	$381,335 (+10.62%) Land $48,000 Building $333,335
2022	$7,755.00	$344,720 Land $48,000 Building $296,720	$344,720 Land $48,000 Building $296,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3840 NW 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	85 units insured incl. 64 condo units
Nearby Flood Claims	2 (2008–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 NW 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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