3840 Northgate Cir, Auburn, CA 95602 Property Records

Placer County property record for 3840 Northgate Cir, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,952 sqft · built 1975
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Nov 1996)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`076-252-038-000`

Property Details

APN / Parcel Number

Primary APN	`076-252-038-000`
Alternative APN	`076-252-038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	93,654 sqft
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	076-252-038
Street Address	3840 NORTHGATE CIR
City	AUBURN
State	CA
Zip	95602-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB10
Legal Description	2.15 AC LOTS 31 & POR 30 CHRISTIAN VALLEY MOR G-62
Legal Subdivision	CHRISTIAN VALLEY PARK NO. 1
Legal Lot Number	31
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1026
Census Tract	21801

Owner

3840 Northgate Cir is owned and occupied by two individuals who bought it in November 1996.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 NORTHGATE CIR, AUBURN, CA 95602-8828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 1996 · Amount on File
Deed Sale	Nov 18, 1996 · Amount on File
Deed Document Number	199668521
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3840 NORTHGATE CIR, AUBURN, CA 95602-8828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 NORTHGATE CIR, AUBURN, CA 95602-8828

Mortgage

Document Number	0000097468
Date	Sep 8, 2020
Instrument	2020-0097468

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3840 NORTHGATE CIR, AUBURN, CA 95602-8828
Document Number	0000084998
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 NORTHGATE CIR AUBURN CA 956028828, AUBURN, CA 95602-8828

Mortgage

Document Number	0000084998
Date	Nov 21, 2018
Instrument	84998

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3840 Northgate Cir was $2,841 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,118 (+2%) Land $107,967 Building $183,151
2025	$2,841.00 Homeowner's exemption	$285,410 Land $105,850 Building $179,560
2023	$2,816.00 (+1.88%) Homeowner's exemption	$274,330 Land $101,741 Building $172,589
2022	$2,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3840 Northgate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Northgate Cir is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN VALLEY PARK CSD serves 1,800 people · EPA ID CA3110034
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	500 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: SmarterBroadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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