3840 N Wayne Ave, Chicago, IL 60613 Property Records

Cook County property record for 3840 N Wayne Ave, Chicago, IL 60613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,191 sqft · built 1888
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Nov 2023)
Tax Bill	$22,372 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-108-023`

Property Details

APN / Parcel Number

Primary APN	`14-20-108-023`
Alternative APN	`14-20-108-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,191 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1890
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3840 N WAYNE AVE
City	CHICAGO
State	IL
Zip	60613-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-3.5
Legal Description	(TALBOTS) SUB OF BLKS3-4 OF EDSONS SUB SEC 20-40-14
Legal Range	14E
Legal Township	40N
Legal Section	20
Legal Subdivision	TALBOTS SUB
Legal Block	3,4
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1007
Census Tract	60500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3840 N WAYNE AVE, CHICAGO, IL 60613-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202315003
Last Transfer Date	Jan 13, 2025
Transfer Doc	0000020249
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3840 N WAYNE AVE, CHICAGO, IL 60613-2810
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 N WAYNE AVE M, M, CHICAGO, IL 60613-2810

Mortgage

Document Number	0030224195
Date	Oct 29, 2025
Instrument	2530224195

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	5.49%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 29, 2023
Property Address	3840 N WAYNE AVE, CHICAGO, IL 60613-2810
Document Number	0033315003
Instrument Date	Sep 21, 2023
Instrument	2333315003
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3840 N WAYNE AVE, CHICAGO, IL 60613-2810

Mortgage

Document Number	0033315004
Date	Nov 29, 2023
Instrument	2333315004

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.97%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,000 (-3.57%) Land $54,000 Building $54,000	$1,080,000 (-3.57%) Land $540,000 Building $540,000
2023	$22,372.00 (+2.77%)
2022	$21,770.00 (+2.13%)	$112,000 (-) Land $45,000 Building $67,000	$1,120,000 (-) Land $450,000 Building $670,000
2021	$21,316.00 Homeowner's exemption Senior Citizen's exemption	$112,000 Land $45,000 Building $67,000	$1,120,000 Land $450,000 Building $670,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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