3840 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3840 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2026)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0618-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0618-0050`
Alternative APNs	`00288218` `288218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,858 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	186 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00288218
Street Address	3840 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 618 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	618
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1022
Census Tract	40907

Owner

3840 Lema Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Hernando County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 LEMA DR, SPRING HILL, FL 34609-4041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 6, 2026	Warranty Deed, Transfer OCEANA TITLE, OCEAN SANDS TITLE
Apr 2, 2026	Warranty Deed, Transfer OCEANA TITLE, OCEAN SANDS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Apr 6, 2026 · Amount on File
Deed Document Number	202642864
Deed Book / Page	4726 / 1645
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	0031450464
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 24, 2026
Property Address	3840 LEMA DR, SPRING HILL, FL 34609-4041
Document Number	0000042864
Book / Page	4726 / 1645
Instrument Date	Jun 23, 2026
Instrument	202642864
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PERENNIAL TITLE, PERPETUAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 LEMA DR, SPRING HILL, FL 34609-4041

Mortgage

Document Number	0000042865,
Date	Jun 24, 2026
Book Page	4726/1647
Instrument	202642865

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 6, 2026
Property Address	3840 LEMA DR, SPRING HILL, FL 34609-4041
Document Number	0000022408
Book / Page	4691 / 851
Instrument Date	Mar 31, 2026
Instrument	2026.22408
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	OCEANA TITLE, OCEAN SANDS TITLE

Transaction

Amount	Amount on Record
Tax	$130,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3295 PONYTAIL CT, SPRING HILL, FL 34609-4245

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 2, 2026
Property Address	3840 LEMA DR, SPRING HILL, FL 34609-4041
Document Number	0000021881
Book / Page	4690 / 914
Instrument Date	Mar 31, 2026
Instrument	2026.21881
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	OCEANA TITLE, OCEAN SANDS TITLE

Transaction

Amount	Amount on Record
Tax	$130,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3295 PONYTAIL CT, SPRING HILL, FL 34609-4245

Tax Assessment & Valuation

The 2025 property tax bill for 3840 Lema Dr was $2,951.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00	$140,040	$181,621 Land $22,480 Building $159,141
2023		$115,735 (-24%) Land $115,735
2022	$2,184.00	$152,280 Land $16,450 Building $135,830	$183,109 Land $20,000 Building $163,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3840 Lema Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Lema Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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