Catawba County property record for 3840 Lai Ber Dr, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 1997 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 2005) |
| Tax Bill | $1,193 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3743-17-21-2390 |
| Primary APN | 3743-17-21-2390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| 1st Floor Area | 3,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 39,640 sqft (0.91 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3840 LAI BER DR |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-8939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | TRACT C & ADJ PL 72-4 NORRIS & LYLE CREEK LTD |
| Legal Subdivision | NORRIS & WALKER & FREDELL & LYLE CREEK L |
| Legal Tract | C |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10203 |
3840 Lai Ber Dr is owned and occupied by two individuals who acquired it in December 2012.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on File |
| Deed Sale | Dec 28, 2005 · Amount on File |
| Deed Document Number | 200536210 |
| Deed Book / Page | 2718 / 877 |
| Last Transfer Date | Dec 27, 2012 |
| Transfer Doc | 0000023803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Document Number | 0039940651 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 3994/651 |
| Instrument | 1080 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0038141139 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 3814/1139 |
| Instrument | 10223 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Document Number | 0038511824 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 3851/1824 |
| Instrument | 1184 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 3840 LAI BER DR, CONOVER, NC 28613-8939 |
| Document Number | 0038971634 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 3897/1634 |
| Instrument | 17416 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
The 2025 property tax bill for 3840 Lai Ber Dr was $1,193, down 16.7% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Newton-Conover City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,300 (-) Land $13,600 Building $285,700 | ||
| 2025 | $1,193.00 (-16.69%) | $299,300 Land $13,600 Building $285,700 | |
| 2024 | $1,432.00 | ||
| 2023 | $1,432.00 | $202,400 Land $13,600 Building $188,800 | $299,300 Land $13,600 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3840 Lai Ber Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2019–2020) |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3840 Lai Ber Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONOVER serves 15,347 people · EPA ID NC0118020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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