Hillsborough County property record for 3840 Highgate Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 1979 |
| Lot Size | 0.184 acres (7,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Aug 2016) |
| Tax Bill | $706 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086754-2306 |
| Primary APN | 086754-2306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,994 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 242 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0867542306 |
|---|---|
| Street Address | 3840 HIGHGATE DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BRANDON EAST SUBDIVISION UNIT NO 4 LOT 19 BLOCK 9 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | BRANDON EAST SUBDIVISION UNIT NO 4 |
| Legal Tract | 342 |
| Legal Block | 9 |
| Legal Lot Number | 19 |
| Legal Unit | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13205 |
3840 Highgate Dr is owned and occupied by two individuals who bought it in August 2016.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS |
| Jan 5, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Jan 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on File |
| Deed Sale | Aug 17, 2016 · Amount on File |
| Prior Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 2016324110 |
| Deed Book / Page | 24315 / 67 |
| Prior Transfer Date | Apr 6, 2006 |
| Prior Transfer Doc | 0000182921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Document Number | 0000127856 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026127856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Document Number | 0000127856, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026127856 |
| Name | INDEPENDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Document Number | 0000008688 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022008688 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Document Number | 2021048343 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021048343 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 3840 HIGHGATE DR, VALRICO, FL 33594-5300 |
| Document Number | 0000024610 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 24610 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3840 HIGHGATE DR VALRICO FL 335945300, VALRICO, FL 33594-5300 |
The 2025 property tax bill for 3840 Highgate Dr was $706, up 9% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,476 (+2.7%) | $263,845 (-1.22%) Land $72,720 Building $191,125 | |
| 2025 | $706.00 (+8.95%) Disabled Person's exemption Veteran's exemption | $200,074 | $267,094 Land $72,720 Building $194,374 |
| 2024 | $648.00 (-78.63%) | ||
| 2023 | $3,032.00 (+6.13%) Homeowner's exemption Veteran's exemption | $186,644 (+3%) | $255,025 (-4.63%) Land $64,640 Building $190,385 |
| 2022 | $2,857.00 Homeowner's exemption Veteran's exemption | $181,208 | $267,412 Land $64,640 Building $202,772 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3840 Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3840 Highgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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