3840 Ginger Ct, Auburn, CA 95602 Property Records

Placer County property record for 3840 Ginger Ct, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,554 sqft · built 1976
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Sep 2019)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`075-191-013-000`

Property Details

APN / Parcel Number

Primary APN	`075-191-013-000`
Alternative APN	`075-191-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,554 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	57,935 sqft
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	075-191-013
Street Address	3840 GINGER CT
City	AUBURN
State	CA
Zip	95602-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB10
Legal Description	L 32 CHRISTIAN VALLEY PK #8
Legal Subdivision	CHRISTIAN VALLEY PARK NO. 8
Legal Lot Number	32
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1003
Census Tract	21801

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3840 GINGER CT, AUBURN, CA 95602-8876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 5, 2017	Deed of Trust, Mortgage · ARM SAFE CU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	201971776
Prior Transfer Date	Nov 21, 1997
Prior Transfer Doc	0000012560
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3840 GINGER CT, AUBURN, CA 95602-8876
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 GINGER CT, AUBURN, CA 95602-8876

Mortgage

Document Number	0000056721
Date	Oct 17, 2025
Instrument	2025-0056721

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3840 GINGER CT, AUBURN, CA 95602-8876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096604
Date	Dec 5, 2017
Instrument	2017-0096604

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3840 GINGER CT, AUBURN, CA 95602-8876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 GINGER CT, AUBURN, CA 95602-8876

Mortgage

Document Number	0000152849
Date	Dec 28, 2020
Instrument	2020-0152849

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 20, 2019
Property Address	3840 GINGER CT, AUBURN, CA 95602-8876
Document Number	0000071776
Map Reference	MB H PG 37
Instrument Date	Sep 20, 2019
Instrument	2019-0071776
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3840 GINGER CT, AUBURN, CA 95602-8876

Mortgage

Document Number	0000071777
Date	Sep 20, 2019
Instrument	2019-0071777

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,263 (+2%) Land $195,213 Building $435,050
2025	$6,190.00 (+0.78%) Homeowner's exemption	$617,906 (+4.04%) Land $191,386 Building $426,520
2023	$6,142.00 (+1.84%) Homeowner's exemption	$593,913 Land $183,955 Building $409,958
2022	$6,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN VALLEY PARK CSD serves 1,800 people · EPA ID CA3110034
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	500 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: SmarterBroadband, Verizon.

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