3840 E Mono St, Fresno, CA 93702 Property Records

Fresno County property record for 3840 E Mono St, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1928
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Sep 2023)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`461-265-05`

Property Details

APN / Parcel Number

Primary APN	`461-265-05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3840 E MONO ST
City	FRESNO
State	CA
Zip	93702-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 9 & 10 BLK 63 EAST FRESNO
Legal Subdivision	EAST FRESNO
Legal Block	63
Legal Lot Number	10
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2026
Census Tract	2602

Owner

3840 E Mono St is owned and occupied by two individuals who bought it in September 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 E MONO ST, FRESNO, CA 93702-2834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 27, 2019	Grant Deed, Transfer · FHA Mortgage RESOURCE LENDERS INC
Sep 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LM 2 LP
Aug 31, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	202383012
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	0000112745
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 7, 2023
Property Address	3840 E MONO ST, FRESNO, CA 93702-2834
Document Number	0000083012
Map Reference	MB 3 PG 51
Instrument Date	Aug 28, 2023
Instrument	2023-0083012
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 E MONO ST, FRESNO, CA 93702-2834

Mortgage

Document Number	0000083013
Date	Sep 7, 2023
Instrument	2023-0083013

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3840 E MONO ST, FRESNO, CA 93702-2834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E MONO ST, FRESNO, CA 93702-2834

Mortgage

Document Number	0000010705
Date	Jan 22, 2021
Instrument	2021-0010705

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 27, 2019
Property Address	3840 E MONO ST, FRESNO, CA 93702-2834
Document Number	0000030528
Map Reference	MB 3 PG 51
Instrument Date	Mar 11, 2019
Instrument	2019-0030528
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3840 E MONO ST, FRESNO, CA 93702-2834

Mortgage

Document Number	0000030529
Date	Mar 27, 2019
Instrument	2019-0030529

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 27, 2018
Property Address	3840 E MONO ST, FRESNO, CA 93702-2834
Instrument Date	Sep 20, 2018
Instrument	118027
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE-FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6550 W WRENWOOD LN FRESNO CA 937238137, FRESNO, CA 93723-8137

Mortgage

Document Number	0000118027
Date	Sep 27, 2018
Instrument	118027

Lender

Name	LM 2 LP
Address	11696 SORRENTO VALLEY RD # 201, SAN DIEGO, CA 92121-1024

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 26, 2019

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 31, 2018
Property Address	3840 E MONO ST, FRESNO, CA 93702-2834
Document Number	0000108039
Instrument Date	Aug 30, 2018
Instrument	108039
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6550 W WRENWOOD LN FRESNO CA 937238137, FRESNO, CA 93723-8137

Tax Assessment & Valuation

The 2025 property tax bill for 3840 E Mono St was $3,240.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,857 (+2%) Land $57,222 Building $196,635
2025	$3,240.00	$248,880 Land $56,100 Building $192,780
2023	$1,996.00 (+1.37%)	$155,467 Land $26,804 Building $128,663
2022	$1,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3840 E Mono St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3840 E Mono St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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