3840 E Dunbar Rd, Monroe, MI 48161 Property Records

Monroe County property record for 3840 E Dunbar Rd, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1949
Lot Size	3.09 acres (134,731 sqft)
Owner	Individual Name on File
Last Sale	$394,900 (Aug 2026)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`12-020-154-00`

Property Details

APN / Parcel Number

Primary APN	`12-020-154-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	976 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	134,731 sqft (3.09 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3840 E DUNBAR RD
City	MONROE
State	MI
Zip	48161-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 9 PC 436 2.50 AC COM 259.7 FT N 89?16' W FR THE INT OF THE E LI OF PC 436 WITH CL OF DUNBAR RD TH N 89?16' W 234.66 FT TH
Legal Subdivision	PRIVATE CLAIM 436
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4011
Census Tract	832400

Owner

Source: Monroe County records · APN 12-020-154-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
May 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage DFCU FINANCIAL
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	202613986
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	0000007871
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 11, 2026
Property Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Document Number	0000013986
Instrument Date	Aug 06, 2026
Instrument	202613986
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299,136.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014024,
Date	Aug 11, 2026
Instrument	202614024

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E DUNBAR RD, MONROE, MI 48161-9134

Mortgage

Document Number	0000009591
Date	Jun 23, 2023
Instrument	2023R09591

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 19, 2023
Property Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Document Number	0000007871
Instrument Date	May 13, 2023
Instrument	2023R07871
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 E DUNBAR RD, MONROE, MI 48161-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E DUNBAR RD, MONROE, MI 48161-9134

Mortgage

Document Number	0000007872
Date	May 19, 2023
Instrument	2023R07872

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 01, 2030
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E DUNBAR RD, MONROE, MI 48161-9134

Mortgage

Document Number	0000023286
Date	Dec 14, 2022
Instrument	2022R23286

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3840 E DUNBAR RD, MONROE, MI 48161-9134
Transaction Type	Mortgage
Record Updated	Sep 09, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E DUNBAR RD, FRENCHTOWN, MI 48161-9134

Mortgage

Document Number	0000016277
Date	Aug 12, 2022
Instrument	2022R16277

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,300 (+3.55%)	$268,600 (+3.55%)
2025	$1,186.00 (-25.17%) Homeowner's exemption	$129,700 (+77.79%) Land $24,350 Building $105,350	$259,400 (+77.79%) Land $48,700 Building $210,700
2023	$1,585.00 Homeowner's exemption	$72,950	$145,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158324004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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