Goochland County property record for 3840 Cabin Rd, Gum Spring, VA 23065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,150 sqft · built 1999 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Apr 2025) |
| Tax Bill | $1,921 (2026) |
| Deeds & Mortgages | Feb 2026 Refinance Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130001000013A |
| Primary APN | 130001000013A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Basement Area | 2,300 sqft |
| Finished Basement | 1,150 sqft |
| Unfinished Basement | 1,150 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 156,816 sqft (3.6 acres) |
| Terrain | Rolling |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15398 |
|---|---|
| Street Address | 3840 CABIN RD |
| City | GUM SPRING |
| State | VA |
| Zip | 23065-2182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AG/GEN |
| Legal Description | EAST OF E LEAKE 3.60AC LOT A OUT OF 13-1-13 #25-1052 PCC 32 |
| Legal Lot Number | A |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 400400 |
Source: Goochland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3840 CABIN RD, GUM SPRING, VA 23065-2182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance ZOOM HOME LENDING LLC |
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on Record |
| Deed Sale | Apr 3, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 20251052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 3840 CABIN RD, GUM SPRING, VA 23065-2182 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260000398 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 260000398 |
| Name | ZOOM HOME LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 3840 CABIN RD, GUM SPRING, VA 23065-2182 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | FRONTIER TITLE II LLC |
| Name | Verified Name |
|---|
| Document Number | 0190000750 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 190000750 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Goochland County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,921.00 (+16.85%) | $362,400 (+16.83%) Land $86,000 Building $276,400 | $362,400 (+16.83%) Land $86,000 Building $276,400 |
| 2025 | $1,644.00 (+42.46%) | $310,200 (+5.51%) Land $79,500 Building $230,700 | $310,200 (+5.51%) Land $79,500 Building $230,700 |
| 2023 | $294,000 Land $69,200 Building $224,800 | $294,000 Land $69,200 Building $224,800 | |
| 2021 | $1,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1985–1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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