Indian River County property record for 3840 7th Ln, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,897 sqft · built 1998 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Oct 2021) |
| Tax Bill | $5,776 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00023-0000-00053.0 |
| Primary APN | 33-39-15-00023-0000-00053.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 1,897 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Area | 598 sqft |
| Driveway | Driveway |
| Driveway Area | 1,440 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 241 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80308 |
|---|---|
| Street Address | 3840 7TH LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | WOODBRIDGE ESTATES LOT 53 PBI 13-24 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | WOODBRIDGE ESTATES SUBDIVISION |
| Legal Lot Number | 53 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
3840 7th Ln is owned and occupied by an individual who bought it in October 2021.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Aug 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 13, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2021 · Amount on File |
| Deed Sale | Oct 11, 2021 · Amount on File |
| Prior Sale | Nov 13, 2019 · Amount on File |
| Deed Document Number | 3120210071024 |
| Deed Book / Page | 3472 / 1345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 11, 2021 |
| Property Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Document Number | 0034721345 |
| Book / Page | 3472 / 1345 |
| Map Reference | MB 13 PG 24&24A |
| Instrument Date | Oct 5, 2021 |
| Instrument | 3120210071024 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3840 7TH LN, 3840, VERO BEACH, FL 32968-1320 |
| Name | Verified Name |
|---|---|
| Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Document Number | 34721347 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 3472/1347 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3840 7TH N, VERO BEACH, FL 32968-1320 |
| Document Number | 0034510922 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 3451/922 |
| Instrument | 3120210056075 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Document Number | 0033202387 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3840 7TH LN CITRUS RIDGE FL 329681320, CITRUS RIDGE, FL 32968-1320 |
| Document Number | 0033202387 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 003320/002387 |
| Instrument | 41485 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 3840 7TH LN, VERO BEACH, FL 32968-1320 |
| Document Number | 0032532150 |
| Book / Page | 003253 / 002150 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 66462 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 2ND ST VERO BEACH FL 329622859, VERO BEACH, FL 32962-2859 |
| Document Number | 32532152 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 003253/002152 |
| Instrument | 66463 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2049 |
The 2025 property tax bill for 3840 7th Ln was $5,776.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,776.00 | $382,118 Land $57,035 Building $325,083 | $382,118 Land $57,035 Building $325,083 |
| 2023 | $5,373.00 (+9.12%) | $374,490 (+10.47%) Land $45,628 Building $328,862 | $374,490 (+10.47%) Land $45,628 Building $328,862 |
| 2022 | $4,924.00 | $338,999 Land $45,628 Building $293,371 | $338,999 Land $45,628 Building $293,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3840 7th Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3840 7th Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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